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Crescira AVM · estimated value Medium confidence
HK$12.32M
≈ HK$13,601 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.70M, with repayments around HK$41,804/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$39,337
−HK$2,467/mo
▼ 0.25% · 3.875%
HK$40,561
−HK$1,243/mo
Today · 4.125%
HK$41,804
baseline
▲ 0.50% · 4.625%
HK$44,348
+HK$2,544/mo

Deposit HK$3.70M · loan HK$8.63M · min. income ≈ HK$83,608/mo (50% DSR)

Upfront cash ≈ HK$4.16M (deposit + AVD stamp duty HK$462,085 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
12/F
Flat
B
Saleable Area
906 ft²
Gross Area
1,020 ft²
Efficiency
89%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2016-09-26 HK$12.80M +42.2%
6.0y
2010-11-02 HK$9.00M +89.5%
1996-12-03 HK$4.75M +20.6%
1996-07-06 HK$3.94M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 28 min walk · 2,186 m
(quite far — consider other transport options)
Education
11
schools within 1 km (1 within 500 m)
Daily convenience
9
within 1 km (4 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Family-friendly — 11 schools within a 1 km walk.

Everyday convenience — 9 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com