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Crescira AVM · estimated value Medium confidence
HK$50.93M
≈ HK$19,982 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$15.28M, with repayments around HK$172,799/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$162,602
−HK$10,197/mo
▼ 0.25% · 3.875%
HK$167,660
−HK$5,139/mo
Today · 4.125%
HK$172,799
baseline
▲ 0.50% · 4.625%
HK$183,313
+HK$10,514/mo

Deposit HK$15.28M · loan HK$35.65M · min. income ≈ HK$345,598/mo (50% DSR)

Upfront cash ≈ HK$17.45M (deposit + AVD stamp duty HK$2,164,727 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
13/F
Flat
A
Saleable Area
2,549 ft²
Gross Area
3,000 ft²
Efficiency
85%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2021-06-10 HK$66.00M +385.3%
22.1y
1999-05-27 HK$13.60M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 26 min walk · 2,006 m
(quite far — consider other transport options)
Education
10
schools within 1 km (5 within 500 m)
Daily convenience
9
within 1 km (3 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
8
parks, libraries, sports within 1 km

Family-friendly — 10 schools within a 1 km walk.

Everyday convenience — 9 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 8 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com