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At today's rate and a 90% mortgage, the deposit on this unit is about HK$376K, with repayments around HK$16,391/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$376K · loan HK$3.38M · min. income ≈ HK$32,782/mo (50% DSR)
Upfront cash ≈ HK$376K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Lei Tung Station.
Family-friendly — 28 schools within a 1 km walk.
Everyday convenience — 37 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 300 Saleable ft²
- Gross Area
- 464 ft²
- Efficiency
- 65%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-22 | HK$5.60M | +7.3% 3.2y · 2.0%/yr |
| 2018-05-29 | HK$5.22M | +62.1% 4.8y · 13.0%/yr |
| 2013-08-29 | HK$3.22M | +41.9% |
| 2011-06-16 | HK$2.27M | +102.7% |
| 2008-01-29 | HK$1.12M | −10.4% |
| 1996-11-09 | HK$1.25M | — |