▼ 0.50% · 3.625%
HK$18,568
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,146
−HK$586/mo
Today · 4.125%
HK$19,732
baseline
▲ 0.50% · 4.625%
HK$20,933
+HK$1,201/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$39,464/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,657
−HK$1,116/mo
▼ 0.25% · 3.875%
HK$21,211
−HK$562/mo
Today · 4.125%
HK$21,773
baseline
▲ 0.50% · 4.625%
HK$22,921
+HK$1,148/mo
Deposit HK$4.07M · loan HK$4.07M · min. income ≈ HK$43,546/mo (50% DSR)
Upfront cash ≈ HK$4.32M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,425
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,060
−HK$646/mo
Today · 4.125%
HK$21,706
baseline
▲ 0.50% · 4.625%
HK$23,026
+HK$1,320/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$43,412/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,723
−HK$1,227/mo
▼ 0.25% · 3.875%
HK$23,332
−HK$618/mo
Today · 4.125%
HK$23,950
baseline
▲ 0.50% · 4.625%
HK$25,213
+HK$1,263/mo
Deposit HK$3.66M · loan HK$4.48M · min. income ≈ HK$47,900/mo (50% DSR)
Upfront cash ≈ HK$3.91M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,282
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,975
−HK$704/mo
Today · 4.125%
HK$23,679
baseline
▲ 0.50% · 4.625%
HK$25,120
+HK$1,441/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$47,358/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,788
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,453
−HK$674/mo
Today · 4.125%
HK$26,127
baseline
▲ 0.50% · 4.625%
HK$27,505
+HK$1,378/mo
Deposit HK$3.26M · loan HK$4.89M · min. income ≈ HK$52,254/mo (50% DSR)
Upfront cash ≈ HK$3.50M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,139
−HK$1,513/mo
▼ 0.25% · 3.875%
HK$24,889
−HK$763/mo
Today · 4.125%
HK$25,652
baseline
▲ 0.50% · 4.625%
HK$27,213
+HK$1,561/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$51,304/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,854
−HK$1,451/mo
▼ 0.25% · 3.875%
HK$27,574
−HK$731/mo
Today · 4.125%
HK$28,305
baseline
▲ 0.50% · 4.625%
HK$29,797
+HK$1,492/mo
Deposit HK$2.85M · loan HK$5.29M · min. income ≈ HK$56,610/mo (50% DSR)
Upfront cash ≈ HK$3.09M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,995
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,804
−HK$821/mo
Today · 4.125%
HK$27,625
baseline
▲ 0.50% · 4.625%
HK$29,306
+HK$1,681/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$55,250/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,920
−HK$1,562/mo
▼ 0.25% · 3.875%
HK$29,695
−HK$787/mo
Today · 4.125%
HK$30,482
baseline
▲ 0.50% · 4.625%
HK$32,089
+HK$1,607/mo
Deposit HK$2.44M · loan HK$5.70M · min. income ≈ HK$60,964/mo (50% DSR)
Upfront cash ≈ HK$2.69M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,852
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$28,719
−HK$880/mo
Today · 4.125%
HK$29,599
baseline
▲ 0.50% · 4.625%
HK$31,400
+HK$1,801/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$59,198/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,985
−HK$1,674/mo
▼ 0.25% · 3.875%
HK$31,816
−HK$843/mo
Today · 4.125%
HK$32,659
baseline
▲ 0.50% · 4.625%
HK$34,381
+HK$1,722/mo
Deposit HK$2.04M · loan HK$6.11M · min. income ≈ HK$65,318/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,709
−HK$1,863/mo
▼ 0.25% · 3.875%
HK$30,633
−HK$939/mo
Today · 4.125%
HK$31,572
baseline
▲ 0.50% · 4.625%
HK$33,493
+HK$1,921/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$63,144/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,051
−HK$1,786/mo
▼ 0.25% · 3.875%
HK$33,937
−HK$900/mo
Today · 4.125%
HK$34,837
baseline
▲ 0.50% · 4.625%
HK$36,673
+HK$1,836/mo
Deposit HK$1.63M · loan HK$6.51M · min. income ≈ HK$69,674/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,566
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$32,548
−HK$997/mo
Today · 4.125%
HK$33,545
baseline
▲ 0.50% · 4.625%
HK$35,586
+HK$2,041/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$67,090/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,117
−HK$1,897/mo
▼ 0.25% · 3.875%
HK$36,058
−HK$956/mo
Today · 4.125%
HK$37,014
baseline
▲ 0.50% · 4.625%
HK$38,965
+HK$1,951/mo
Deposit HK$1.22M · loan HK$6.92M · min. income ≈ HK$74,028/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,423
−HK$2,095/mo
▼ 0.25% · 3.875%
HK$34,462
−HK$1,056/mo
Today · 4.125%
HK$35,518
baseline
▲ 0.50% · 4.625%
HK$37,680
+HK$2,162/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$71,036/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,182
−HK$2,009/mo
▼ 0.25% · 3.875%
HK$38,180
−HK$1,011/mo
Today · 4.125%
HK$39,191
baseline
▲ 0.50% · 4.625%
HK$41,257
+HK$2,066/mo
Deposit HK$814K · loan HK$7.33M · min. income ≈ HK$78,382/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$244,290 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).