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At today's rate and a 90% mortgage, the deposit on this unit is about HK$440K, with repayments around HK$19,177/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$440K · loan HK$3.96M · min. income ≈ HK$38,354/mo (50% DSR)
Upfront cash ≈ HK$506K (deposit + AVD stamp duty HK$65,950 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 8 min walk to Lei Tung Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 35 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 42 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 26/F
- Flat
- A
- Saleable Area
- 335 Saleable ft²
- Gross Area
- 474 ft²
- Efficiency
- 71%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-07-07 | HK$6.00M | +10.5% 3.4y · 3.0%/yr |
| 2018-01-12 | HK$5.43M | +27.5% 3.1y · 9.0%/yr |
| 2014-12-02 | HK$4.26M | +21.7% |
| 2012-10-31 | HK$3.50M | +3.2% |
| 2011-10-21 | HK$3.39M | +26.0% |
| 2010-11-10 | HK$2.69M | +13.0% |
| 2010-09-03 | HK$2.38M | +22.7% |
| 1997-02-22 | HK$1.94M | — |