▼ 0.50% · 3.625%
HK$18,286
−HK$1,147/mo
▼ 0.25% · 3.875%
HK$18,855
−HK$578/mo
Today · 4.125%
HK$19,433
baseline
▲ 0.50% · 4.625%
HK$20,616
+HK$1,183/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$38,866/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,344
−HK$1,099/mo
▼ 0.25% · 3.875%
HK$20,889
−HK$554/mo
Today · 4.125%
HK$21,443
baseline
▲ 0.50% · 4.625%
HK$22,573
+HK$1,130/mo
Deposit HK$4.01M · loan HK$4.01M · min. income ≈ HK$42,886/mo (50% DSR)
Upfront cash ≈ HK$4.25M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,115
−HK$1,261/mo
▼ 0.25% · 3.875%
HK$20,741
−HK$635/mo
Today · 4.125%
HK$21,376
baseline
▲ 0.50% · 4.625%
HK$22,677
+HK$1,301/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$42,752/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,378
−HK$1,209/mo
▼ 0.25% · 3.875%
HK$22,978
−HK$609/mo
Today · 4.125%
HK$23,587
baseline
▲ 0.50% · 4.625%
HK$24,830
+HK$1,243/mo
Deposit HK$3.61M · loan HK$4.41M · min. income ≈ HK$47,174/mo (50% DSR)
Upfront cash ≈ HK$3.85M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,944
−HK$1,376/mo
▼ 0.25% · 3.875%
HK$22,626
−HK$694/mo
Today · 4.125%
HK$23,320
baseline
▲ 0.50% · 4.625%
HK$24,739
+HK$1,419/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$46,640/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,412
−HK$1,319/mo
▼ 0.25% · 3.875%
HK$25,067
−HK$664/mo
Today · 4.125%
HK$25,731
baseline
▲ 0.50% · 4.625%
HK$27,087
+HK$1,356/mo
Deposit HK$3.21M · loan HK$4.81M · min. income ≈ HK$51,462/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,772
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$24,512
−HK$751/mo
Today · 4.125%
HK$25,263
baseline
▲ 0.50% · 4.625%
HK$26,800
+HK$1,537/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$50,526/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,447
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,156
−HK$719/mo
Today · 4.125%
HK$27,875
baseline
▲ 0.50% · 4.625%
HK$29,345
+HK$1,470/mo
Deposit HK$2.81M · loan HK$5.21M · min. income ≈ HK$55,750/mo (50% DSR)
Upfront cash ≈ HK$3.05M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,601
−HK$1,605/mo
▼ 0.25% · 3.875%
HK$26,397
−HK$809/mo
Today · 4.125%
HK$27,206
baseline
▲ 0.50% · 4.625%
HK$28,862
+HK$1,656/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$54,412/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,481
−HK$1,539/mo
▼ 0.25% · 3.875%
HK$29,245
−HK$775/mo
Today · 4.125%
HK$30,020
baseline
▲ 0.50% · 4.625%
HK$31,602
+HK$1,582/mo
Deposit HK$2.41M · loan HK$5.61M · min. income ≈ HK$60,040/mo (50% DSR)
Upfront cash ≈ HK$2.65M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,430
−HK$1,720/mo
▼ 0.25% · 3.875%
HK$28,283
−HK$867/mo
Today · 4.125%
HK$29,150
baseline
▲ 0.50% · 4.625%
HK$30,923
+HK$1,773/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$58,300/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,515
−HK$1,649/mo
▼ 0.25% · 3.875%
HK$31,334
−HK$830/mo
Today · 4.125%
HK$32,164
baseline
▲ 0.50% · 4.625%
HK$33,859
+HK$1,695/mo
Deposit HK$2.00M · loan HK$6.01M · min. income ≈ HK$64,328/mo (50% DSR)
Upfront cash ≈ HK$2.25M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,258
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,168
−HK$925/mo
Today · 4.125%
HK$31,093
baseline
▲ 0.50% · 4.625%
HK$32,985
+HK$1,892/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$62,186/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,550
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,423
−HK$885/mo
Today · 4.125%
HK$34,308
baseline
▲ 0.50% · 4.625%
HK$36,117
+HK$1,809/mo
Deposit HK$1.60M · loan HK$6.42M · min. income ≈ HK$68,616/mo (50% DSR)
Upfront cash ≈ HK$1.84M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,087
−HK$1,949/mo
▼ 0.25% · 3.875%
HK$32,054
−HK$982/mo
Today · 4.125%
HK$33,036
baseline
▲ 0.50% · 4.625%
HK$35,047
+HK$2,011/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$66,072/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,584
−HK$1,868/mo
▼ 0.25% · 3.875%
HK$35,511
−HK$941/mo
Today · 4.125%
HK$36,452
baseline
▲ 0.50% · 4.625%
HK$38,374
+HK$1,922/mo
Deposit HK$1.20M · loan HK$6.82M · min. income ≈ HK$72,904/mo (50% DSR)
Upfront cash ≈ HK$1.44M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,916
−HK$2,064/mo
▼ 0.25% · 3.875%
HK$33,939
−HK$1,041/mo
Today · 4.125%
HK$34,980
baseline
▲ 0.50% · 4.625%
HK$37,108
+HK$2,128/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$69,960/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,618
−HK$1,979/mo
▼ 0.25% · 3.875%
HK$37,600
−HK$997/mo
Today · 4.125%
HK$38,597
baseline
▲ 0.50% · 4.625%
HK$40,631
+HK$2,034/mo
Deposit HK$802K · loan HK$7.22M · min. income ≈ HK$77,194/mo (50% DSR)
Upfront cash ≈ HK$1.04M (deposit + AVD stamp duty HK$240,585 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).