Skip to content
Crescira AVM · estimated value Medium confidence
HK$11.15M
≈ HK$12,306 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.34M, with repayments around HK$37,823/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$35,591
−HK$2,232/mo
▼ 0.25% · 3.875%
HK$36,698
−HK$1,125/mo
Today · 4.125%
HK$37,823
baseline
▲ 0.50% · 4.625%
HK$40,125
+HK$2,302/mo

Deposit HK$3.34M · loan HK$7.80M · min. income ≈ HK$75,646/mo (50% DSR)

Upfront cash ≈ HK$3.76M (deposit + AVD stamp duty HK$418,084 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
17/F
Flat
B
Saleable Area
906 ft²
Gross Area
1,020 ft²
Efficiency
89%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2021-07-30 HK$16.50M +14.7%
4.6y
2016-12-28 HK$14.38M +75.4%
6.9y · 11.0%/yr
2010-02-05 HK$8.20M +43.1%
2006-11-08 HK$5.73M +12.4%
2005-03-03 HK$5.10M +9.0%
2004-11-30 HK$4.68M +47.2%
2002-03-25 HK$3.18M −14.1%
1995-10-30 HK$3.70M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Kennedy Town
≈ 28 min walk · 2,186 m
(quite far — consider other transport options)
Education
11
schools within 1 km (1 within 500 m)
Daily convenience
9
within 1 km (4 within 500 m)
Health
1
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Family-friendly — 11 schools within a 1 km walk.

Everyday convenience — 9 shopping and daily-needs spots nearby.

Healthcare close by — 1 hospital/clinics within 1 km.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com