Crescira AVM · estimated value
● Medium confidence
HK$11.62M
≈ HK$12,144 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.49M, with repayments around HK$39,426/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$37,099
−HK$2,327/mo
▼ 0.25% · 3.875%
HK$38,253
−HK$1,173/mo
Today · 4.125%
HK$39,426
baseline
▲ 0.50% · 4.625%
HK$41,825
+HK$2,399/mo
Deposit HK$3.49M · loan HK$8.13M · min. income ≈ HK$78,852/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$435,800 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway South Horizons Station
≈ 21 min walk · 1,634 m
Education
17
schools within 1 km (11 within 500 m)
Daily convenience
16
within 1 km (10 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
11
parks, libraries, sports within 1 km
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Green space & leisure — 11 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 4/F
- Flat
- B
- Saleable Area
- 957 Saleable ft²
- Gross Area
- 1,049 ft²
- Efficiency
- 91%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 1997-06-18 | HK$7.18M | — |
Other appraised units in this building
Data sourced from Renavon.com