Switch unit
Crescira AVM · estimated value
● Medium confidence
HK$74.16M
≈ HK$27,816 / ft² saleable
· updated 2026-06-01
Not an offer or formal valuation
Fully appraised
HIBOR 1M · 3.9%
Prime · 6.125%
At today's rate and a 70% mortgage, the deposit on this unit is about HK$22.25M, with repayments around HK$251,580/mo for the first 5 years.
Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$236,735
−HK$14,845/mo
▼ 0.25% · 3.875%
HK$244,099
−HK$7,481/mo
Today · 4.125%
HK$251,580
baseline
▲ 0.50% · 4.625%
HK$266,888
+HK$15,308/mo
Deposit HK$22.25M · loan HK$51.91M · min. income ≈ HK$503,160/mo (50% DSR)
Upfront cash ≈ HK$25.40M (deposit + AVD stamp duty HK$3,151,662 · Scale 2, in force from 26 Feb 2026)
Affordability check
of income on repayments ·
QoL Matrix
View full Quality-of-Life page →
Government open data
Nearest MTR
Mass Transit Railway Kennedy Town Station
≈ 17 min walk · 1,336 m
Education
5
schools within 1 km (1 within 500 m)
Daily convenience
1
within 1 km (0 within 500 m)
Health
3
hospitals/clinics within 1 km
Recreation
12
parks, libraries, sports within 1 km
Family-friendly — 5 schools within a 1 km walk.
Healthcare close by — 3 hospitals/clinics within 1 km.
Green space & leisure — 12 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- A
- Saleable Area
- 2,666 Saleable ft²
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2018-05-02 | HK$38.50M | −23.9% 7.2y · −3.0%/yr |
| 2011-03-09 | HK$50.60M | — |
Other appraised units in this building
Data sourced from Renavon.com