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Crescira AVM · estimated value Medium confidence
HK$31.58M
≈ HK$24,945 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$9.47M, with repayments around HK$107,138/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$100,816
−HK$6,322/mo
▼ 0.25% · 3.875%
HK$103,952
−HK$3,186/mo
Today · 4.125%
HK$107,138
baseline
▲ 0.50% · 4.625%
HK$113,658
+HK$6,520/mo

Deposit HK$9.47M · loan HK$22.11M · min. income ≈ HK$214,276/mo (50% DSR)

Upfront cash ≈ HK$10.82M (deposit + AVD stamp duty HK$1,342,173 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
7/F
Flat
A
Saleable Area
1,266 ft²
Gross Area
1,603 ft²
Efficiency
79%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2026-04-15 HK$37.00M −2.6%
7.1y
2019-04-12 HK$38.00M +21.3%
6.7y
2012-07-20 HK$31.33M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Wong Chuk Hang
≈ 7 min walk · 484 m
Education
23
schools within 1 km (7 within 500 m)
Daily convenience
18
within 1 km (5 within 500 m)
Health
6
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Wong Chuk Hang Station (a rail station within an 8-min walk earns this label).

Family-friendly — 23 schools within a 1 km walk.

Everyday convenience — 18 shopping and daily-needs spots nearby.

Healthcare close by — 6 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com