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At today's rate and a 90% mortgage, the deposit on this unit is about HK$867K, with repayments around HK$37,812/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$867K · loan HK$7.80M · min. income ≈ HK$75,624/mo (50% DSR)
Upfront cash ≈ HK$1.13M (deposit + AVD stamp duty HK$260,065 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lei Tung Station.
Family-friendly — 51 schools within a 1 km walk.
Everyday convenience — 46 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 71 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 30/F
- Flat
- B
- Saleable Area
- 483 Saleable ft²
- Gross Area
- 643 ft²
- Efficiency
- 75%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-18 | HK$10.60M | +29.3% 3.1y · 9.0%/yr |
| 2018-06-13 | HK$8.20M | +5.4% 1.6y · 3.0%/yr |
| 2016-10-14 | HK$7.78M | +86.1% 8.7y · 10.0%/yr |
| 2008-01-30 | HK$4.18M | +38.9% |
| 2004-02-18 | HK$3.01M | — |