▼ 0.50% · 3.625%
HK$3,362
−HK$211/mo
▼ 0.25% · 3.875%
HK$3,466
−HK$107/mo
Today · 4.125%
HK$3,573
baseline
▲ 0.50% · 4.625%
HK$3,790
+HK$217/mo
Deposit HK$737K · loan HK$737K · min. income ≈ HK$7,146/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,740
−HK$202/mo
▼ 0.25% · 3.875%
HK$3,840
−HK$102/mo
Today · 4.125%
HK$3,942
baseline
▲ 0.50% · 4.625%
HK$4,150
+HK$208/mo
Deposit HK$737K · loan HK$737K · min. income ≈ HK$7,884/mo (50% DSR)
Upfront cash ≈ HK$737K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,698
−HK$232/mo
▼ 0.25% · 3.875%
HK$3,813
−HK$117/mo
Today · 4.125%
HK$3,930
baseline
▲ 0.50% · 4.625%
HK$4,169
+HK$239/mo
Deposit HK$663K · loan HK$811K · min. income ≈ HK$7,860/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,114
−HK$222/mo
▼ 0.25% · 3.875%
HK$4,224
−HK$112/mo
Today · 4.125%
HK$4,336
baseline
▲ 0.50% · 4.625%
HK$4,565
+HK$229/mo
Deposit HK$663K · loan HK$811K · min. income ≈ HK$8,672/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,034
−HK$253/mo
▼ 0.25% · 3.875%
HK$4,160
−HK$127/mo
Today · 4.125%
HK$4,287
baseline
▲ 0.50% · 4.625%
HK$4,548
+HK$261/mo
Deposit HK$590K · loan HK$885K · min. income ≈ HK$8,574/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,488
−HK$242/mo
▼ 0.25% · 3.875%
HK$4,608
−HK$122/mo
Today · 4.125%
HK$4,730
baseline
▲ 0.50% · 4.625%
HK$4,980
+HK$250/mo
Deposit HK$590K · loan HK$885K · min. income ≈ HK$9,460/mo (50% DSR)
Upfront cash ≈ HK$590K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,370
−HK$274/mo
▼ 0.25% · 3.875%
HK$4,506
−HK$138/mo
Today · 4.125%
HK$4,644
baseline
▲ 0.50% · 4.625%
HK$4,927
+HK$283/mo
Deposit HK$516K · loan HK$958K · min. income ≈ HK$9,288/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,862
−HK$263/mo
▼ 0.25% · 3.875%
HK$4,992
−HK$133/mo
Today · 4.125%
HK$5,125
baseline
▲ 0.50% · 4.625%
HK$5,395
+HK$270/mo
Deposit HK$516K · loan HK$958K · min. income ≈ HK$10,250/mo (50% DSR)
Upfront cash ≈ HK$516K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,706
−HK$296/mo
▼ 0.25% · 3.875%
HK$4,853
−HK$149/mo
Today · 4.125%
HK$5,002
baseline
▲ 0.50% · 4.625%
HK$5,306
+HK$304/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$10,004/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,236
−HK$283/mo
▼ 0.25% · 3.875%
HK$5,376
−HK$143/mo
Today · 4.125%
HK$5,519
baseline
▲ 0.50% · 4.625%
HK$5,810
+HK$291/mo
Deposit HK$442K · loan HK$1.03M · min. income ≈ HK$11,038/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,043
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,200
−HK$159/mo
Today · 4.125%
HK$5,359
baseline
▲ 0.50% · 4.625%
HK$5,685
+HK$326/mo
Deposit HK$369K · loan HK$1.11M · min. income ≈ HK$10,718/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,610
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,760
−HK$153/mo
Today · 4.125%
HK$5,913
baseline
▲ 0.50% · 4.625%
HK$6,225
+HK$312/mo
Deposit HK$369K · loan HK$1.11M · min. income ≈ HK$11,826/mo (50% DSR)
Upfront cash ≈ HK$369K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,379
−HK$337/mo
▼ 0.25% · 3.875%
HK$5,546
−HK$170/mo
Today · 4.125%
HK$5,716
baseline
▲ 0.50% · 4.625%
HK$6,064
+HK$348/mo
Deposit HK$295K · loan HK$1.18M · min. income ≈ HK$11,432/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,984
−HK$323/mo
▼ 0.25% · 3.875%
HK$6,144
−HK$163/mo
Today · 4.125%
HK$6,307
baseline
▲ 0.50% · 4.625%
HK$6,640
+HK$333/mo
Deposit HK$295K · loan HK$1.18M · min. income ≈ HK$12,614/mo (50% DSR)
Upfront cash ≈ HK$295K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,715
−HK$358/mo
▼ 0.25% · 3.875%
HK$5,893
−HK$180/mo
Today · 4.125%
HK$6,073
baseline
▲ 0.50% · 4.625%
HK$6,443
+HK$370/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$12,146/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,358
−HK$343/mo
▼ 0.25% · 3.875%
HK$6,528
−HK$173/mo
Today · 4.125%
HK$6,701
baseline
▲ 0.50% · 4.625%
HK$7,055
+HK$354/mo
Deposit HK$221K · loan HK$1.25M · min. income ≈ HK$13,402/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,051
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,239
−HK$192/mo
Today · 4.125%
HK$6,431
baseline
▲ 0.50% · 4.625%
HK$6,822
+HK$391/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$12,862/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,732
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,912
−HK$184/mo
Today · 4.125%
HK$7,096
baseline
▲ 0.50% · 4.625%
HK$7,470
+HK$374/mo
Deposit HK$147K · loan HK$1.33M · min. income ≈ HK$14,192/mo (50% DSR)
Upfront cash ≈ HK$148K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).