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Crescira AVM · estimated value Medium confidence
HK$28.77M
≈ HK$22,282 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.63M, with repayments around HK$97,589/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$91,830
−HK$5,759/mo
▼ 0.25% · 3.875%
HK$94,686
−HK$2,903/mo
Today · 4.125%
HK$97,589
baseline
▲ 0.50% · 4.625%
HK$103,527
+HK$5,938/mo

Deposit HK$8.63M · loan HK$20.14M · min. income ≈ HK$195,178/mo (50% DSR)

Upfront cash ≈ HK$9.85M (deposit + AVD stamp duty HK$1,222,536 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway South Horizons Station
≈ 30 min walk · 2,361 m
Education
19
schools within 1 km (0 within 500 m)
Daily convenience
21
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
22
parks, libraries, sports within 1 km

Family-friendly — 19 schools within a 1 km walk.

Everyday convenience — 21 shopping and daily-needs spots nearby.

Green space & leisure — 22 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
28/F
Flat
A
Saleable Area
1,291 Saleable ft²
Gross Area
1,573 ft²
Efficiency
82%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2021-01-19 HK$38.00M +49.0%
7.9y · 6.0%/yr
2013-02-14 HK$25.50M +73.2%
2009-06-17 HK$14.72M +18.9%
2005-07-26 HK$12.38M +88.7%
2003-05-13 HK$6.56M
Data sourced from Renavon.com