▼ 0.50% · 3.625%
HK$3,398
−HK$213/mo
▼ 0.25% · 3.875%
HK$3,503
−HK$108/mo
Today · 4.125%
HK$3,611
baseline
▲ 0.50% · 4.625%
HK$3,831
+HK$220/mo
Deposit HK$745K · loan HK$745K · min. income ≈ HK$7,222/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,780
−HK$204/mo
▼ 0.25% · 3.875%
HK$3,881
−HK$103/mo
Today · 4.125%
HK$3,984
baseline
▲ 0.50% · 4.625%
HK$4,194
+HK$210/mo
Deposit HK$745K · loan HK$745K · min. income ≈ HK$7,968/mo (50% DSR)
Upfront cash ≈ HK$745K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$3,738
−HK$234/mo
▼ 0.25% · 3.875%
HK$3,854
−HK$118/mo
Today · 4.125%
HK$3,972
baseline
▲ 0.50% · 4.625%
HK$4,214
+HK$242/mo
Deposit HK$671K · loan HK$820K · min. income ≈ HK$7,944/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,158
−HK$225/mo
▼ 0.25% · 3.875%
HK$4,269
−HK$114/mo
Today · 4.125%
HK$4,383
baseline
▲ 0.50% · 4.625%
HK$4,614
+HK$231/mo
Deposit HK$671K · loan HK$820K · min. income ≈ HK$8,766/mo (50% DSR)
Upfront cash ≈ HK$671K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,077
−HK$256/mo
▼ 0.25% · 3.875%
HK$4,204
−HK$129/mo
Today · 4.125%
HK$4,333
baseline
▲ 0.50% · 4.625%
HK$4,597
+HK$264/mo
Deposit HK$596K · loan HK$894K · min. income ≈ HK$8,666/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,536
−HK$245/mo
▼ 0.25% · 3.875%
HK$4,658
−HK$123/mo
Today · 4.125%
HK$4,781
baseline
▲ 0.50% · 4.625%
HK$5,033
+HK$252/mo
Deposit HK$596K · loan HK$894K · min. income ≈ HK$9,562/mo (50% DSR)
Upfront cash ≈ HK$596K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,417
−HK$277/mo
▼ 0.25% · 3.875%
HK$4,554
−HK$140/mo
Today · 4.125%
HK$4,694
baseline
▲ 0.50% · 4.625%
HK$4,980
+HK$286/mo
Deposit HK$522K · loan HK$969K · min. income ≈ HK$9,388/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,914
−HK$265/mo
▼ 0.25% · 3.875%
HK$5,046
−HK$133/mo
Today · 4.125%
HK$5,179
baseline
▲ 0.50% · 4.625%
HK$5,452
+HK$273/mo
Deposit HK$522K · loan HK$969K · min. income ≈ HK$10,358/mo (50% DSR)
Upfront cash ≈ HK$522K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$4,757
−HK$298/mo
▼ 0.25% · 3.875%
HK$4,905
−HK$150/mo
Today · 4.125%
HK$5,055
baseline
▲ 0.50% · 4.625%
HK$5,363
+HK$308/mo
Deposit HK$447K · loan HK$1.04M · min. income ≈ HK$10,110/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,292
−HK$286/mo
▼ 0.25% · 3.875%
HK$5,434
−HK$144/mo
Today · 4.125%
HK$5,578
baseline
▲ 0.50% · 4.625%
HK$5,872
+HK$294/mo
Deposit HK$447K · loan HK$1.04M · min. income ≈ HK$11,156/mo (50% DSR)
Upfront cash ≈ HK$447K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,097
−HK$319/mo
▼ 0.25% · 3.875%
HK$5,255
−HK$161/mo
Today · 4.125%
HK$5,416
baseline
▲ 0.50% · 4.625%
HK$5,746
+HK$330/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$10,832/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,670
−HK$306/mo
▼ 0.25% · 3.875%
HK$5,822
−HK$154/mo
Today · 4.125%
HK$5,976
baseline
▲ 0.50% · 4.625%
HK$6,291
+HK$315/mo
Deposit HK$373K · loan HK$1.12M · min. income ≈ HK$11,952/mo (50% DSR)
Upfront cash ≈ HK$373K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,436
−HK$341/mo
▼ 0.25% · 3.875%
HK$5,606
−HK$171/mo
Today · 4.125%
HK$5,777
baseline
▲ 0.50% · 4.625%
HK$6,129
+HK$352/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$11,554/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,048
−HK$327/mo
▼ 0.25% · 3.875%
HK$6,210
−HK$165/mo
Today · 4.125%
HK$6,375
baseline
▲ 0.50% · 4.625%
HK$6,711
+HK$336/mo
Deposit HK$298K · loan HK$1.19M · min. income ≈ HK$12,750/mo (50% DSR)
Upfront cash ≈ HK$298K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,776
−HK$362/mo
▼ 0.25% · 3.875%
HK$5,956
−HK$182/mo
Today · 4.125%
HK$6,138
baseline
▲ 0.50% · 4.625%
HK$6,512
+HK$374/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$12,276/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,426
−HK$347/mo
▼ 0.25% · 3.875%
HK$6,598
−HK$175/mo
Today · 4.125%
HK$6,773
baseline
▲ 0.50% · 4.625%
HK$7,130
+HK$357/mo
Deposit HK$224K · loan HK$1.27M · min. income ≈ HK$13,546/mo (50% DSR)
Upfront cash ≈ HK$224K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,116
−HK$384/mo
▼ 0.25% · 3.875%
HK$6,306
−HK$194/mo
Today · 4.125%
HK$6,500
baseline
▲ 0.50% · 4.625%
HK$6,895
+HK$395/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$13,000/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,804
−HK$368/mo
▼ 0.25% · 3.875%
HK$6,986
−HK$186/mo
Today · 4.125%
HK$7,172
baseline
▲ 0.50% · 4.625%
HK$7,550
+HK$378/mo
Deposit HK$149K · loan HK$1.34M · min. income ≈ HK$14,344/mo (50% DSR)
Upfront cash ≈ HK$149K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).