Skip to content
Crescira AVM · estimated value Medium confidence
HK$28.56M
≈ HK$24,000 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$8.57M, with repayments around HK$96,890/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$91,173
−HK$5,717/mo
▼ 0.25% · 3.875%
HK$94,009
−HK$2,881/mo
Today · 4.125%
HK$96,890
baseline
▲ 0.50% · 4.625%
HK$102,786
+HK$5,896/mo

Deposit HK$8.57M · loan HK$19.99M · min. income ≈ HK$193,780/mo (50% DSR)

Upfront cash ≈ HK$9.78M (deposit + AVD stamp duty HK$1,213,790 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
11/F
Flat
B
Saleable Area
1,190 ft²
Gross Area
1,460 ft²
Efficiency
82%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2023-11-01 HK$26.00M +196.8%
19.7y
2004-03-24 HK$8.76M +48.5%
2003-03-08 HK$5.90M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
South Horizons
≈ 30 min walk · 2,385 m
(quite far — consider other transport options)
Education
15
schools within 1 km (0 within 500 m)
Daily convenience
17
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 17 shopping and daily-needs spots nearby.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com