▼ 0.50% · 3.625%
HK$20,668
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$21,311
−HK$654/mo
Today · 4.125%
HK$21,965
baseline
▲ 0.50% · 4.625%
HK$23,301
+HK$1,336/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$43,930/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,993
−HK$1,243/mo
▼ 0.25% · 3.875%
HK$23,610
−HK$626/mo
Today · 4.125%
HK$24,236
baseline
▲ 0.50% · 4.625%
HK$25,513
+HK$1,277/mo
Deposit HK$4.53M · loan HK$4.53M · min. income ≈ HK$48,472/mo (50% DSR)
Upfront cash ≈ HK$4.81M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,735
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,443
−HK$718/mo
Today · 4.125%
HK$24,161
baseline
▲ 0.50% · 4.625%
HK$25,631
+HK$1,470/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$48,322/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,293
−HK$1,366/mo
▼ 0.25% · 3.875%
HK$25,971
−HK$688/mo
Today · 4.125%
HK$26,659
baseline
▲ 0.50% · 4.625%
HK$28,065
+HK$1,406/mo
Deposit HK$4.08M · loan HK$4.99M · min. income ≈ HK$53,318/mo (50% DSR)
Upfront cash ≈ HK$4.36M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,802
−HK$1,556/mo
▼ 0.25% · 3.875%
HK$25,574
−HK$784/mo
Today · 4.125%
HK$26,358
baseline
▲ 0.50% · 4.625%
HK$27,961
+HK$1,603/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$52,716/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,592
−HK$1,491/mo
▼ 0.25% · 3.875%
HK$28,332
−HK$751/mo
Today · 4.125%
HK$29,083
baseline
▲ 0.50% · 4.625%
HK$30,616
+HK$1,533/mo
Deposit HK$3.63M · loan HK$5.44M · min. income ≈ HK$58,166/mo (50% DSR)
Upfront cash ≈ HK$3.90M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,869
−HK$1,685/mo
▼ 0.25% · 3.875%
HK$27,705
−HK$849/mo
Today · 4.125%
HK$28,554
baseline
▲ 0.50% · 4.625%
HK$30,291
+HK$1,737/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$57,108/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,892
−HK$1,614/mo
▼ 0.25% · 3.875%
HK$30,693
−HK$813/mo
Today · 4.125%
HK$31,506
baseline
▲ 0.50% · 4.625%
HK$33,167
+HK$1,661/mo
Deposit HK$3.17M · loan HK$5.89M · min. income ≈ HK$63,012/mo (50% DSR)
Upfront cash ≈ HK$3.45M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,936
−HK$1,814/mo
▼ 0.25% · 3.875%
HK$29,836
−HK$914/mo
Today · 4.125%
HK$30,750
baseline
▲ 0.50% · 4.625%
HK$32,622
+HK$1,872/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$61,500/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,191
−HK$1,739/mo
▼ 0.25% · 3.875%
HK$33,054
−HK$876/mo
Today · 4.125%
HK$33,930
baseline
▲ 0.50% · 4.625%
HK$35,719
+HK$1,789/mo
Deposit HK$2.72M · loan HK$6.34M · min. income ≈ HK$67,860/mo (50% DSR)
Upfront cash ≈ HK$3.00M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,003
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,967
−HK$980/mo
Today · 4.125%
HK$32,947
baseline
▲ 0.50% · 4.625%
HK$34,952
+HK$2,005/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$65,894/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,490
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,415
−HK$939/mo
Today · 4.125%
HK$36,354
baseline
▲ 0.50% · 4.625%
HK$38,270
+HK$1,916/mo
Deposit HK$2.27M · loan HK$6.80M · min. income ≈ HK$72,708/mo (50% DSR)
Upfront cash ≈ HK$2.54M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,070
−HK$2,073/mo
▼ 0.25% · 3.875%
HK$34,098
−HK$1,045/mo
Today · 4.125%
HK$35,143
baseline
▲ 0.50% · 4.625%
HK$37,282
+HK$2,139/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$70,286/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,790
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$37,776
−HK$1,001/mo
Today · 4.125%
HK$38,777
baseline
▲ 0.50% · 4.625%
HK$40,821
+HK$2,044/mo
Deposit HK$1.81M · loan HK$7.25M · min. income ≈ HK$77,554/mo (50% DSR)
Upfront cash ≈ HK$2.09M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,136
−HK$2,204/mo
▼ 0.25% · 3.875%
HK$36,229
−HK$1,111/mo
Today · 4.125%
HK$37,340
baseline
▲ 0.50% · 4.625%
HK$39,612
+HK$2,272/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$74,680/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,089
−HK$2,112/mo
▼ 0.25% · 3.875%
HK$40,137
−HK$1,064/mo
Today · 4.125%
HK$41,201
baseline
▲ 0.50% · 4.625%
HK$43,373
+HK$2,172/mo
Deposit HK$1.36M · loan HK$7.70M · min. income ≈ HK$82,402/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,203
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,361
−HK$1,175/mo
Today · 4.125%
HK$39,536
baseline
▲ 0.50% · 4.625%
HK$41,942
+HK$2,406/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$79,072/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,388
−HK$2,236/mo
▼ 0.25% · 3.875%
HK$42,498
−HK$1,126/mo
Today · 4.125%
HK$43,624
baseline
▲ 0.50% · 4.625%
HK$45,924
+HK$2,300/mo
Deposit HK$906K · loan HK$8.16M · min. income ≈ HK$87,248/mo (50% DSR)
Upfront cash ≈ HK$1.18M (deposit + AVD stamp duty HK$276,411 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).