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Crescira AVM · estimated value Medium confidence
HK$46.80M
≈ HK$28,782 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$14.04M, with repayments around HK$158,773/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$149,404
−HK$9,369/mo
▼ 0.25% · 3.875%
HK$154,051
−HK$4,722/mo
Today · 4.125%
HK$158,773
baseline
▲ 0.50% · 4.625%
HK$168,434
+HK$9,661/mo

Deposit HK$14.04M · loan HK$32.76M · min. income ≈ HK$317,546/mo (50% DSR)

Upfront cash ≈ HK$16.03M (deposit + AVD stamp duty HK$1,989,018 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
3/F
Flat
A
Saleable Area
1,626 ft²
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2025-05-30 HK$42.09M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
South Horizons
≈ 6 min walk · 425 m
Education
18
schools within 1 km (4 within 500 m)
Daily convenience
16
within 1 km (3 within 500 m)
Health
2
hospitals/clinics within 1 km
Recreation
22
parks, libraries, sports within 1 km

Excellent connectivity — about 6 min walk to South Horizons Station (a rail station within an 8-min walk earns this label).

Family-friendly — 18 schools within a 1 km walk.

Everyday convenience — 16 shopping and daily-needs spots nearby.

Healthcare close by — 2 hospitals/clinics within 1 km.

Green space & leisure — 22 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com