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Crescira AVM · estimated value Medium confidence
HK$35.15M
≈ HK$25,751 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$10.54M, with repayments around HK$119,247/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$112,210
−HK$7,037/mo
▼ 0.25% · 3.875%
HK$115,701
−HK$3,546/mo
Today · 4.125%
HK$119,247
baseline
▲ 0.50% · 4.625%
HK$126,503
+HK$7,256/mo

Deposit HK$10.54M · loan HK$24.60M · min. income ≈ HK$238,494/mo (50% DSR)

Upfront cash ≈ HK$12.04M (deposit + AVD stamp duty HK$1,493,862 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
26/F
Flat
A
Saleable Area
1,365 ft²
Gross Area
1,684 ft²
Efficiency
81%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2017-09-06 HK$37.80M +173.9%
8.7y
2008-12-30 HK$13.80M +0.0%
2006-07-14 HK$13.80M +61.4%
2003-10-25 HK$8.55M +15.2%
2003-03-18 HK$7.42M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
South Horizons
≈ 30 min walk · 2,385 m
(quite far — consider other transport options)
Education
15
schools within 1 km (0 within 500 m)
Daily convenience
17
within 1 km (3 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
10
parks, libraries, sports within 1 km

Family-friendly — 15 schools within a 1 km walk.

Everyday convenience — 17 shopping and daily-needs spots nearby.

Green space & leisure — 10 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com