20/F C
in SOUTH HORIZONS PHASE 4 THE OASIS BERKELEY COURT (BLOCK 33)
Southern District · Hong Kong Island
Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$837K, with repayments around HK$36,489/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$837K · loan HK$7.53M · min. income ≈ HK$72,978/mo (50% DSR)
Upfront cash ≈ HK$1.09M (deposit + AVD stamp duty HK$250,965 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway South Horizons Station Station.
Family-friendly — 42 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 52 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- C
- Saleable Area
- 543 Saleable ft²
- Gross Area
- 679 ft²
- Efficiency
- 80%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-25 | HK$9.60M | +10.9% 3.9y · 3.0%/yr |
| 2017-07-21 | HK$8.66M | +147.4% 21.2y · 7.0%/yr |
| 1996-05-31 | HK$3.50M | — |