22/F H
in SOUTH HORIZONS PHASE 4 THE OASIS PAK KING COURT (BLOCK 31)
Southern District · Hong Kong Island
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$966K, with repayments around HK$42,121/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$966K · loan HK$8.69M · min. income ≈ HK$84,242/mo (50% DSR)
Upfront cash ≈ HK$1.30M (deposit + AVD stamp duty HK$335,662 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway South Horizons Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 49 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 54 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 22/F
- Flat
- H
- Saleable Area
- 637 Saleable ft²
- Gross Area
- 816 ft²
- Efficiency
- 78%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-31 | HK$11.48M | +38.3% 5.3y · 7.0%/yr |
| 2016-09-19 | HK$8.30M | +54.3% 5.9y · 9.0%/yr |
| 2010-10-13 | HK$5.38M | +55.9% |
| 2005-12-03 | HK$3.45M | +10.6% |
| 2000-06-26 | HK$3.12M | — |