20/F H
in SOUTH HORIZONS PHASE 4 THE OASIS FUNG KING COURT (BLOCK 29)
Southern District · Hong Kong Island
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$981K, with repayments around HK$42,780/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$981K · loan HK$8.83M · min. income ≈ HK$85,560/mo (50% DSR)
Upfront cash ≈ HK$1.33M (deposit + AVD stamp duty HK$350,777 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 3 min walk to Mass Transit Railway South Horizons Station Station.
Family-friendly — 49 schools within a 1 km walk.
Everyday convenience — 50 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 55 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- H
- Saleable Area
- 687 Saleable ft²
- Gross Area
- 856 ft²
- Efficiency
- 80%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-02-08 | HK$11.46M | −2.1% 3.6y · −1.0%/yr |
| 2018-07-30 | HK$11.70M | +223.2% 18.7y · 12.0%/yr |
| 1999-11-06 | HK$3.62M | −27.3% |
| 1997-02-27 | HK$4.98M | — |