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At today's rate and a 90% mortgage, the deposit on this unit is about HK$529K, with repayments around HK$23,053/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$529K · loan HK$4.76M · min. income ≈ HK$46,106/mo (50% DSR)
Upfront cash ≈ HK$647K (deposit + AVD stamp duty HK$118,915 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Family-friendly — 17 schools within a 1 km walk.
Everyday convenience — 16 shopping and daily-needs spots nearby.
Green space & leisure — 10 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 11/F
- Flat
- H
- Saleable Area
- 439 Saleable ft²
- Gross Area
- 518 ft²
- Efficiency
- 85%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2024-05-31 | HK$5.20M | +6.6% 2.7y · −8.0%/yr |
| 2024-04-08 | HK$4.88M | −27.2% 2.6y · −10.0%/yr |
| 2021-08-18 | HK$6.70M | +157.7% 12.2y · 13.0%/yr |
| 2009-06-15 | HK$2.60M | +62.5% |
| 2008-12-18 | HK$1.60M | +40.4% |
| 2003-06-10 | HK$1.14M | −66.3% |
| 1997-07-23 | HK$3.38M | +36.3% |
| 1996-11-15 | HK$2.48M | — |