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At today's rate and a 90% mortgage, the deposit on this unit is about HK$447K, with repayments around HK$19,477/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$447K · loan HK$4.02M · min. income ≈ HK$38,954/mo (50% DSR)
Upfront cash ≈ HK$514K (deposit + AVD stamp duty HK$66,979 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 4 min walk to Lei Tung Station.
Family-friendly — 30 schools within a 1 km walk.
Everyday convenience — 38 shopping and daily-needs spots nearby.
Healthcare close by — 7 hospitals/clinics within 1 km.
Green space & leisure — 43 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 21/F
- Flat
- D
- Saleable Area
- 336 Saleable ft²
- Gross Area
- 437 ft²
- Efficiency
- 77%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-06-05 | HK$4.00M | −13.0% 2.6y · −5.0%/yr |
| 2022-11-01 | HK$4.60M | +2.2% 15.7y · 21.0%/yr |
| 2017-09-19 | HK$4.50M | +328.6% 10.6y · 31.0%/yr |
| 2007-03-07 | HK$1.05M | −2.8% |
| 2000-06-26 | HK$1.08M | — |