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Crescira AVM · estimated value Medium confidence
HK$24.83M
≈ HK$18,163 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.45M, with repayments around HK$84,234/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$79,264
−HK$4,970/mo
▼ 0.25% · 3.875%
HK$81,729
−HK$2,505/mo
Today · 4.125%
HK$84,234
baseline
▲ 0.50% · 4.625%
HK$89,360
+HK$5,126/mo

Deposit HK$7.45M · loan HK$17.38M · min. income ≈ HK$168,468/mo (50% DSR)

Upfront cash ≈ HK$8.50M (deposit + AVD stamp duty HK$1,055,244 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kennedy Town Station
≈ 15 min walk · 1,195 m
Education
10
schools within 1 km (4 within 500 m)
Daily convenience
1
within 1 km (1 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
15
parks, libraries, sports within 1 km

Family-friendly — 10 schools within a 1 km walk.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 15 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
3/F
Flat
2
Saleable Area
1,367 Saleable ft²
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2024-08-09 HK$23.10M
Data sourced from Renavon.com