▼ 0.50% · 3.625%
HK$18,393
−HK$1,153/mo
▼ 0.25% · 3.875%
HK$18,965
−HK$581/mo
Today · 4.125%
HK$19,546
baseline
▲ 0.50% · 4.625%
HK$20,736
+HK$1,190/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$39,092/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,462
−HK$1,105/mo
▼ 0.25% · 3.875%
HK$21,011
−HK$556/mo
Today · 4.125%
HK$21,567
baseline
▲ 0.50% · 4.625%
HK$22,704
+HK$1,137/mo
Deposit HK$4.03M · loan HK$4.03M · min. income ≈ HK$43,134/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,232
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,861
−HK$640/mo
Today · 4.125%
HK$21,501
baseline
▲ 0.50% · 4.625%
HK$22,809
+HK$1,308/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$43,002/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,508
−HK$1,216/mo
▼ 0.25% · 3.875%
HK$23,112
−HK$612/mo
Today · 4.125%
HK$23,724
baseline
▲ 0.50% · 4.625%
HK$24,975
+HK$1,251/mo
Deposit HK$3.63M · loan HK$4.44M · min. income ≈ HK$47,448/mo (50% DSR)
Upfront cash ≈ HK$3.87M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,071
−HK$1,384/mo
▼ 0.25% · 3.875%
HK$22,758
−HK$697/mo
Today · 4.125%
HK$23,455
baseline
▲ 0.50% · 4.625%
HK$24,883
+HK$1,428/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$46,910/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,554
−HK$1,327/mo
▼ 0.25% · 3.875%
HK$25,213
−HK$668/mo
Today · 4.125%
HK$25,881
baseline
▲ 0.50% · 4.625%
HK$27,245
+HK$1,364/mo
Deposit HK$3.23M · loan HK$4.84M · min. income ≈ HK$51,762/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,911
−HK$1,499/mo
▼ 0.25% · 3.875%
HK$24,654
−HK$756/mo
Today · 4.125%
HK$25,410
baseline
▲ 0.50% · 4.625%
HK$26,956
+HK$1,546/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$50,820/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,600
−HK$1,437/mo
▼ 0.25% · 3.875%
HK$27,314
−HK$723/mo
Today · 4.125%
HK$28,037
baseline
▲ 0.50% · 4.625%
HK$29,515
+HK$1,478/mo
Deposit HK$2.82M · loan HK$5.24M · min. income ≈ HK$56,074/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,750
−HK$1,615/mo
▼ 0.25% · 3.875%
HK$26,551
−HK$814/mo
Today · 4.125%
HK$27,365
baseline
▲ 0.50% · 4.625%
HK$29,030
+HK$1,665/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$54,730/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,647
−HK$1,547/mo
▼ 0.25% · 3.875%
HK$29,415
−HK$779/mo
Today · 4.125%
HK$30,194
baseline
▲ 0.50% · 4.625%
HK$31,786
+HK$1,592/mo
Deposit HK$2.42M · loan HK$5.65M · min. income ≈ HK$60,388/mo (50% DSR)
Upfront cash ≈ HK$2.66M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,589
−HK$1,730/mo
▼ 0.25% · 3.875%
HK$28,447
−HK$872/mo
Today · 4.125%
HK$29,319
baseline
▲ 0.50% · 4.625%
HK$31,103
+HK$1,784/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$58,638/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,693
−HK$1,658/mo
▼ 0.25% · 3.875%
HK$31,516
−HK$835/mo
Today · 4.125%
HK$32,351
baseline
▲ 0.50% · 4.625%
HK$34,056
+HK$1,705/mo
Deposit HK$2.02M · loan HK$6.05M · min. income ≈ HK$64,702/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,428
−HK$1,846/mo
▼ 0.25% · 3.875%
HK$30,344
−HK$930/mo
Today · 4.125%
HK$31,274
baseline
▲ 0.50% · 4.625%
HK$33,177
+HK$1,903/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$62,548/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,739
−HK$1,769/mo
▼ 0.25% · 3.875%
HK$33,617
−HK$891/mo
Today · 4.125%
HK$34,508
baseline
▲ 0.50% · 4.625%
HK$36,327
+HK$1,819/mo
Deposit HK$1.61M · loan HK$6.45M · min. income ≈ HK$69,016/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,268
−HK$1,961/mo
▼ 0.25% · 3.875%
HK$32,240
−HK$989/mo
Today · 4.125%
HK$33,229
baseline
▲ 0.50% · 4.625%
HK$35,250
+HK$2,021/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$66,458/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,785
−HK$1,879/mo
▼ 0.25% · 3.875%
HK$35,718
−HK$946/mo
Today · 4.125%
HK$36,664
baseline
▲ 0.50% · 4.625%
HK$38,597
+HK$1,933/mo
Deposit HK$1.21M · loan HK$6.86M · min. income ≈ HK$73,328/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,107
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$34,137
−HK$1,046/mo
Today · 4.125%
HK$35,183
baseline
▲ 0.50% · 4.625%
HK$37,324
+HK$2,141/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$70,366/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,831
−HK$1,990/mo
▼ 0.25% · 3.875%
HK$37,819
−HK$1,002/mo
Today · 4.125%
HK$38,821
baseline
▲ 0.50% · 4.625%
HK$40,867
+HK$2,046/mo
Deposit HK$807K · loan HK$7.26M · min. income ≈ HK$77,642/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$241,984 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).