14/F E
in SOUTH HORIZONS PHASE 4 THE OASIS CAMBRIDGE COURT (BLOCK 33A)
Southern District · Hong Kong Island
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At today's rate and a 90% mortgage, the deposit on this unit is about HK$939K, with repayments around HK$40,949/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$939K · loan HK$8.45M · min. income ≈ HK$81,898/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$308,799 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 1 min walk to Mass Transit Railway South Horizons Station Station.
Family-friendly — 38 schools within a 1 km walk.
Everyday convenience — 47 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 50 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 14/F
- Flat
- E
- Saleable Area
- 632 Saleable ft²
- Gross Area
- 810 ft²
- Efficiency
- 78%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-05-27 | HK$10.48M | +48.7% 7.5y · 7.0%/yr |
| 2013-12-24 | HK$7.05M | +88.0% |
| 2009-06-16 | HK$3.75M | −3.4% |
| 1999-09-24 | HK$3.88M | +16.5% |
| 1995-10-25 | HK$3.33M | — |