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Crescira AVM · estimated value Medium confidence
HK$20.26M
≈ HK$15,420 / ft² saleable · updated 2026-06-01
Not an offer or formal valuation
Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

At today's rate and a 70% mortgage, the deposit on this unit is about HK$6.08M, with repayments around HK$68,741/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
P-plan · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV
Term
▼ 0.50% · 3.625%
HK$64,685
−HK$4,056/mo
▼ 0.25% · 3.875%
HK$66,697
−HK$2,044/mo
Today · 4.125%
HK$68,741
baseline
▲ 0.50% · 4.625%
HK$72,924
+HK$4,183/mo

Deposit HK$6.08M · loan HK$14.18M · min. income ≈ HK$137,482/mo (50% DSR)

Upfront cash ≈ HK$6.85M (deposit + AVD stamp duty HK$776,236 · Scale 2, in force from 26 Feb 2026)

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Mass Transit Railway Kennedy Town Station
≈ 29 min walk · 2,254 m
Education
14
schools within 1 km (0 within 500 m)
Daily convenience
13
within 1 km (4 within 500 m)
Health
0
hospitals/clinics within 1 km
Recreation
9
parks, libraries, sports within 1 km

Family-friendly — 14 schools within a 1 km walk.

Everyday convenience — 13 shopping and daily-needs spots nearby.

Green space & leisure — 9 parks, libraries and sports venues nearby.

Location

Unit Information

Floor
20/F
Flat
C
Saleable Area
1,314 Saleable ft²
Gross Area
1,535 ft²
Efficiency
86%
District
Southern District · Hong Kong Island
School net (POA)
18

Transaction History

Date Price Gain / loss
2024-11-21 HK$17.00M +15.6%
15.1y · 1.0%/yr
2009-10-19 HK$14.70M +22.5%
2007-10-30 HK$12.00M
Data sourced from Renavon.com