Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$941K, with repayments around HK$41,032/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$941K · loan HK$8.47M · min. income ≈ HK$82,064/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$310,712 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 5 min walk to Mass Transit Railway South Horizons Station Station.
Family-friendly — 20 schools within a 1 km walk.
Everyday convenience — 30 shopping and daily-needs spots nearby.
Healthcare close by — 2 hospitals/clinics within 1 km.
Green space & leisure — 30 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 633 Saleable ft²
- Gross Area
- 798 ft²
- Efficiency
- 79%
- District
- Southern District · Hong Kong Island
- School net (POA)
- 18
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-12-20 | HK$11.91M | +15.5% 3.8y · 4.0%/yr |
| 2018-03-20 | HK$10.31M | +106.6% 8.2y · 13.0%/yr |
| 2010-01-06 | HK$4.99M | −10.1% |
| 1997-12-24 | HK$5.55M | +7.4% |
| 1997-02-28 | HK$5.17M | +10.0% |
| 1997-01-16 | HK$4.70M | — |