▼ 0.50% · 3.625%
HK$21,588
−HK$1,354/mo
▼ 0.25% · 3.875%
HK$22,260
−HK$682/mo
Today · 4.125%
HK$22,942
baseline
▲ 0.50% · 4.625%
HK$24,338
+HK$1,396/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$45,884/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,017
−HK$1,297/mo
▼ 0.25% · 3.875%
HK$24,661
−HK$653/mo
Today · 4.125%
HK$25,314
baseline
▲ 0.50% · 4.625%
HK$26,649
+HK$1,335/mo
Deposit HK$4.73M · loan HK$4.73M · min. income ≈ HK$50,628/mo (50% DSR)
Upfront cash ≈ HK$5.05M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,747
−HK$1,489/mo
▼ 0.25% · 3.875%
HK$24,486
−HK$750/mo
Today · 4.125%
HK$25,236
baseline
▲ 0.50% · 4.625%
HK$26,772
+HK$1,536/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$50,472/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,418
−HK$1,428/mo
▼ 0.25% · 3.875%
HK$27,127
−HK$719/mo
Today · 4.125%
HK$27,846
baseline
▲ 0.50% · 4.625%
HK$29,313
+HK$1,467/mo
Deposit HK$4.26M · loan HK$5.21M · min. income ≈ HK$55,692/mo (50% DSR)
Upfront cash ≈ HK$4.58M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,906
−HK$1,624/mo
▼ 0.25% · 3.875%
HK$26,712
−HK$818/mo
Today · 4.125%
HK$27,530
baseline
▲ 0.50% · 4.625%
HK$29,206
+HK$1,676/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$55,060/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,820
−HK$1,557/mo
▼ 0.25% · 3.875%
HK$29,593
−HK$784/mo
Today · 4.125%
HK$30,377
baseline
▲ 0.50% · 4.625%
HK$31,978
+HK$1,601/mo
Deposit HK$3.79M · loan HK$5.68M · min. income ≈ HK$60,754/mo (50% DSR)
Upfront cash ≈ HK$4.10M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,065
−HK$1,760/mo
▼ 0.25% · 3.875%
HK$28,938
−HK$887/mo
Today · 4.125%
HK$29,825
baseline
▲ 0.50% · 4.625%
HK$31,639
+HK$1,814/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$59,650/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,222
−HK$1,686/mo
▼ 0.25% · 3.875%
HK$32,059
−HK$849/mo
Today · 4.125%
HK$32,908
baseline
▲ 0.50% · 4.625%
HK$34,643
+HK$1,735/mo
Deposit HK$3.31M · loan HK$6.15M · min. income ≈ HK$65,816/mo (50% DSR)
Upfront cash ≈ HK$3.63M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,223
−HK$1,896/mo
▼ 0.25% · 3.875%
HK$31,164
−HK$955/mo
Today · 4.125%
HK$32,119
baseline
▲ 0.50% · 4.625%
HK$34,073
+HK$1,954/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$64,238/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,623
−HK$1,817/mo
▼ 0.25% · 3.875%
HK$34,525
−HK$915/mo
Today · 4.125%
HK$35,440
baseline
▲ 0.50% · 4.625%
HK$37,308
+HK$1,868/mo
Deposit HK$2.84M · loan HK$6.63M · min. income ≈ HK$70,880/mo (50% DSR)
Upfront cash ≈ HK$3.16M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,382
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,390
−HK$1,023/mo
Today · 4.125%
HK$34,413
baseline
▲ 0.50% · 4.625%
HK$36,507
+HK$2,094/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$68,826/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,025
−HK$1,946/mo
▼ 0.25% · 3.875%
HK$36,991
−HK$980/mo
Today · 4.125%
HK$37,971
baseline
▲ 0.50% · 4.625%
HK$39,973
+HK$2,002/mo
Deposit HK$2.37M · loan HK$7.10M · min. income ≈ HK$75,942/mo (50% DSR)
Upfront cash ≈ HK$2.68M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,541
−HK$2,166/mo
▼ 0.25% · 3.875%
HK$35,616
−HK$1,091/mo
Today · 4.125%
HK$36,707
baseline
▲ 0.50% · 4.625%
HK$38,941
+HK$2,234/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$73,414/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,427
−HK$2,076/mo
▼ 0.25% · 3.875%
HK$39,457
−HK$1,046/mo
Today · 4.125%
HK$40,503
baseline
▲ 0.50% · 4.625%
HK$42,638
+HK$2,135/mo
Deposit HK$1.89M · loan HK$7.57M · min. income ≈ HK$81,006/mo (50% DSR)
Upfront cash ≈ HK$2.21M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,700
−HK$2,301/mo
▼ 0.25% · 3.875%
HK$37,842
−HK$1,159/mo
Today · 4.125%
HK$39,001
baseline
▲ 0.50% · 4.625%
HK$41,374
+HK$2,373/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$78,002/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,828
−HK$2,206/mo
▼ 0.25% · 3.875%
HK$41,923
−HK$1,111/mo
Today · 4.125%
HK$43,034
baseline
▲ 0.50% · 4.625%
HK$45,303
+HK$2,269/mo
Deposit HK$1.42M · loan HK$8.05M · min. income ≈ HK$86,068/mo (50% DSR)
Upfront cash ≈ HK$1.74M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,859
−HK$2,437/mo
▼ 0.25% · 3.875%
HK$40,067
−HK$1,229/mo
Today · 4.125%
HK$41,296
baseline
▲ 0.50% · 4.625%
HK$43,808
+HK$2,512/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$82,592/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$43,230
−HK$2,336/mo
▼ 0.25% · 3.875%
HK$44,389
−HK$1,177/mo
Today · 4.125%
HK$45,566
baseline
▲ 0.50% · 4.625%
HK$47,967
+HK$2,401/mo
Deposit HK$947K · loan HK$8.52M · min. income ≈ HK$91,132/mo (50% DSR)
Upfront cash ≈ HK$1.26M (deposit + AVD stamp duty HK$316,745 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).