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Crescira AVM · estimated value Medium confidence
HK$71.94M
≈ HK$34,719 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$21.58M, with repayments around HK$244,051/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$229,650
−HK$14,401/mo
▼ 0.25% · 3.875%
HK$236,794
−HK$7,257/mo
Today · 4.125%
HK$244,051
baseline
▲ 0.50% · 4.625%
HK$258,901
+HK$14,850/mo

Deposit HK$21.58M · loan HK$50.36M · min. income ≈ HK$488,102/mo (50% DSR)

Upfront cash ≈ HK$24.64M (deposit + AVD stamp duty HK$3,057,342 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
19/F
Flat
A
Saleable Area
2,072 ft²
Gross Area
2,720 ft²
Efficiency
76%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2009-03-24 HK$30.00M −11.0%
2007-10-24 HK$33.70M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 5 min walk · 378 m
Education
12
schools within 1 km (5 within 500 m)
Daily convenience
34
within 1 km (9 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
54
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Admiralty Station (a rail station within an 8-min walk earns this label).

Family-friendly — 12 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 54 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com