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Crescira AVM · estimated value Medium confidence
HK$24.65M
≈ HK$22,536 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$7.40M, with repayments around HK$83,639/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$78,704
−HK$4,935/mo
▼ 0.25% · 3.875%
HK$81,152
−HK$2,487/mo
Today · 4.125%
HK$83,639
baseline
▲ 0.50% · 4.625%
HK$88,729
+HK$5,090/mo

Deposit HK$7.40M · loan HK$17.26M · min. income ≈ HK$167,278/mo (50% DSR)

Upfront cash ≈ HK$8.44M (deposit + AVD stamp duty HK$1,047,790 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
4/F
Flat
B
Saleable Area
1,094 ft²
Gross Area
1,350 ft²
Efficiency
81%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2009-03-16 HK$14.00M +1.4%
2007-12-03 HK$13.80M +31.4%
1998-02-03 HK$10.50M −19.2%
1997-02-26 HK$13.00M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Admiralty
≈ 5 min walk · 378 m
Education
12
schools within 1 km (5 within 500 m)
Daily convenience
34
within 1 km (9 within 500 m)
Health
4
hospitals/clinics within 1 km
Recreation
54
parks, libraries, sports within 1 km

Excellent connectivity — about 5 min walk to Admiralty Station (a rail station within an 8-min walk earns this label).

Family-friendly — 12 schools within a 1 km walk.

Everyday convenience — 34 shopping and daily-needs spots nearby.

Healthcare close by — 4 hospitals/clinics within 1 km.

Green space & leisure — 54 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com