Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$502K, with repayments around HK$21,907/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$502K · loan HK$4.52M · min. income ≈ HK$43,814/mo (50% DSR)
Upfront cash ≈ HK$615K (deposit + AVD stamp duty HK$113,006 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 7 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 37 schools within a 1 km walk.
Everyday convenience — 56 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 2/F
- Flat
- B
- Saleable Area
- 320 Saleable ft²
- Gross Area
- 500 ft²
- Efficiency
- 64%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2020-03-27 | HK$6.35M | +11.4% 3.2y · 3.0%/yr |
| 2017-01-20 | HK$5.70M | +95.2% 6.9y · 14.0%/yr |
| 2010-02-08 | HK$2.92M | +6.2% |
| 2008-02-19 | HK$2.75M | −18.2% |
| 1997-10-18 | HK$3.36M | +26.3% |
| 1997-01-25 | HK$2.66M | — |