Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$516K, with repayments around HK$22,488/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$516K · loan HK$4.64M · min. income ≈ HK$44,976/mo (50% DSR)
Upfront cash ≈ HK$632K (deposit + AVD stamp duty HK$116,004 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Central Station Station.
Family-friendly — 35 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 64 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- F
- Saleable Area
- 437 Saleable ft²
- Gross Area
- 550 ft²
- Efficiency
- 79%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-01-12 | HK$8.00M | +15.9% 3.9y · 4.0%/yr |
| 2018-03-07 | HK$6.90M | +28.3% 5.7y · 5.0%/yr |
| 2012-06-29 | HK$5.38M | +174.5% |
| 2006-06-03 | HK$1.96M | +1.6% |
| 1996-07-18 | HK$1.93M | — |