▼ 0.50% · 3.625%
HK$19,655
−HK$1,233/mo
▼ 0.25% · 3.875%
HK$20,267
−HK$621/mo
Today · 4.125%
HK$20,888
baseline
▲ 0.50% · 4.625%
HK$22,159
+HK$1,271/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$41,776/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,866
−HK$1,182/mo
▼ 0.25% · 3.875%
HK$22,453
−HK$595/mo
Today · 4.125%
HK$23,048
baseline
▲ 0.50% · 4.625%
HK$24,263
+HK$1,215/mo
Deposit HK$4.31M · loan HK$4.31M · min. income ≈ HK$46,096/mo (50% DSR)
Upfront cash ≈ HK$4.57M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,621
−HK$1,356/mo
▼ 0.25% · 3.875%
HK$22,294
−HK$683/mo
Today · 4.125%
HK$22,977
baseline
▲ 0.50% · 4.625%
HK$24,375
+HK$1,398/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$45,954/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,053
−HK$1,300/mo
▼ 0.25% · 3.875%
HK$24,698
−HK$655/mo
Today · 4.125%
HK$25,353
baseline
▲ 0.50% · 4.625%
HK$26,689
+HK$1,336/mo
Deposit HK$3.88M · loan HK$4.74M · min. income ≈ HK$50,706/mo (50% DSR)
Upfront cash ≈ HK$4.14M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,587
−HK$1,479/mo
▼ 0.25% · 3.875%
HK$24,320
−HK$746/mo
Today · 4.125%
HK$25,066
baseline
▲ 0.50% · 4.625%
HK$26,591
+HK$1,525/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$50,132/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,240
−HK$1,417/mo
▼ 0.25% · 3.875%
HK$26,944
−HK$713/mo
Today · 4.125%
HK$27,657
baseline
▲ 0.50% · 4.625%
HK$29,115
+HK$1,458/mo
Deposit HK$3.45M · loan HK$5.17M · min. income ≈ HK$55,314/mo (50% DSR)
Upfront cash ≈ HK$3.71M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,552
−HK$1,602/mo
▼ 0.25% · 3.875%
HK$26,347
−HK$807/mo
Today · 4.125%
HK$27,154
baseline
▲ 0.50% · 4.625%
HK$28,807
+HK$1,653/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$54,308/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,426
−HK$1,536/mo
▼ 0.25% · 3.875%
HK$29,189
−HK$773/mo
Today · 4.125%
HK$29,962
baseline
▲ 0.50% · 4.625%
HK$31,542
+HK$1,580/mo
Deposit HK$3.02M · loan HK$5.60M · min. income ≈ HK$59,924/mo (50% DSR)
Upfront cash ≈ HK$3.28M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,518
−HK$1,725/mo
▼ 0.25% · 3.875%
HK$28,374
−HK$869/mo
Today · 4.125%
HK$29,243
baseline
▲ 0.50% · 4.625%
HK$31,023
+HK$1,780/mo
Deposit HK$2.59M · loan HK$6.03M · min. income ≈ HK$58,486/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,613
−HK$1,654/mo
▼ 0.25% · 3.875%
HK$31,434
−HK$833/mo
Today · 4.125%
HK$32,267
baseline
▲ 0.50% · 4.625%
HK$33,968
+HK$1,701/mo
Deposit HK$2.59M · loan HK$6.03M · min. income ≈ HK$64,534/mo (50% DSR)
Upfront cash ≈ HK$2.84M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,483
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,400
−HK$932/mo
Today · 4.125%
HK$31,332
baseline
▲ 0.50% · 4.625%
HK$33,239
+HK$1,907/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$62,664/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,800
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,679
−HK$893/mo
Today · 4.125%
HK$34,572
baseline
▲ 0.50% · 4.625%
HK$36,394
+HK$1,822/mo
Deposit HK$2.15M · loan HK$6.46M · min. income ≈ HK$69,144/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,449
−HK$1,972/mo
▼ 0.25% · 3.875%
HK$32,427
−HK$994/mo
Today · 4.125%
HK$33,421
baseline
▲ 0.50% · 4.625%
HK$35,454
+HK$2,033/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$66,842/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,986
−HK$1,891/mo
▼ 0.25% · 3.875%
HK$35,925
−HK$952/mo
Today · 4.125%
HK$36,877
baseline
▲ 0.50% · 4.625%
HK$38,820
+HK$1,943/mo
Deposit HK$1.72M · loan HK$6.90M · min. income ≈ HK$73,754/mo (50% DSR)
Upfront cash ≈ HK$1.98M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,414
−HK$2,096/mo
▼ 0.25% · 3.875%
HK$34,454
−HK$1,056/mo
Today · 4.125%
HK$35,510
baseline
▲ 0.50% · 4.625%
HK$37,670
+HK$2,160/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$71,020/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,173
−HK$2,008/mo
▼ 0.25% · 3.875%
HK$38,170
−HK$1,011/mo
Today · 4.125%
HK$39,181
baseline
▲ 0.50% · 4.625%
HK$41,247
+HK$2,066/mo
Deposit HK$1.29M · loan HK$7.33M · min. income ≈ HK$78,362/mo (50% DSR)
Upfront cash ≈ HK$1.55M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,380
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,480
−HK$1,118/mo
Today · 4.125%
HK$37,598
baseline
▲ 0.50% · 4.625%
HK$39,886
+HK$2,288/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$75,196/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,360
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,415
−HK$1,071/mo
Today · 4.125%
HK$41,486
baseline
▲ 0.50% · 4.625%
HK$43,673
+HK$2,187/mo
Deposit HK$862K · loan HK$7.76M · min. income ≈ HK$82,972/mo (50% DSR)
Upfront cash ≈ HK$1.12M (deposit + AVD stamp duty HK$258,596 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).