▼ 0.50% · 3.625%
HK$20,249
−HK$1,269/mo
▼ 0.25% · 3.875%
HK$20,878
−HK$640/mo
Today · 4.125%
HK$21,518
baseline
▲ 0.50% · 4.625%
HK$22,828
+HK$1,310/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$43,036/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,526
−HK$1,217/mo
▼ 0.25% · 3.875%
HK$23,130
−HK$613/mo
Today · 4.125%
HK$23,743
baseline
▲ 0.50% · 4.625%
HK$24,995
+HK$1,252/mo
Deposit HK$4.44M · loan HK$4.44M · min. income ≈ HK$47,486/mo (50% DSR)
Upfront cash ≈ HK$4.71M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,273
−HK$1,397/mo
▼ 0.25% · 3.875%
HK$22,966
−HK$704/mo
Today · 4.125%
HK$23,670
baseline
▲ 0.50% · 4.625%
HK$25,110
+HK$1,440/mo
Deposit HK$4.00M · loan HK$4.88M · min. income ≈ HK$47,340/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,779
−HK$1,339/mo
▼ 0.25% · 3.875%
HK$25,443
−HK$675/mo
Today · 4.125%
HK$26,118
baseline
▲ 0.50% · 4.625%
HK$27,494
+HK$1,376/mo
Deposit HK$4.00M · loan HK$4.88M · min. income ≈ HK$52,236/mo (50% DSR)
Upfront cash ≈ HK$4.26M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,298
−HK$1,524/mo
▼ 0.25% · 3.875%
HK$25,054
−HK$768/mo
Today · 4.125%
HK$25,822
baseline
▲ 0.50% · 4.625%
HK$27,393
+HK$1,571/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$51,644/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,032
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$27,757
−HK$735/mo
Today · 4.125%
HK$28,492
baseline
▲ 0.50% · 4.625%
HK$29,994
+HK$1,502/mo
Deposit HK$3.55M · loan HK$5.33M · min. income ≈ HK$56,984/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,323
−HK$1,651/mo
▼ 0.25% · 3.875%
HK$27,142
−HK$832/mo
Today · 4.125%
HK$27,974
baseline
▲ 0.50% · 4.625%
HK$29,676
+HK$1,702/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$55,948/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,284
−HK$1,582/mo
▼ 0.25% · 3.875%
HK$30,070
−HK$796/mo
Today · 4.125%
HK$30,866
baseline
▲ 0.50% · 4.625%
HK$32,493
+HK$1,627/mo
Deposit HK$3.11M · loan HK$5.77M · min. income ≈ HK$61,732/mo (50% DSR)
Upfront cash ≈ HK$3.37M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,348
−HK$1,778/mo
▼ 0.25% · 3.875%
HK$29,230
−HK$896/mo
Today · 4.125%
HK$30,126
baseline
▲ 0.50% · 4.625%
HK$31,959
+HK$1,833/mo
Deposit HK$2.66M · loan HK$6.22M · min. income ≈ HK$60,252/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,537
−HK$1,704/mo
▼ 0.25% · 3.875%
HK$32,383
−HK$858/mo
Today · 4.125%
HK$33,241
baseline
▲ 0.50% · 4.625%
HK$34,993
+HK$1,752/mo
Deposit HK$2.66M · loan HK$6.22M · min. income ≈ HK$66,482/mo (50% DSR)
Upfront cash ≈ HK$2.93M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,373
−HK$1,904/mo
▼ 0.25% · 3.875%
HK$31,318
−HK$959/mo
Today · 4.125%
HK$32,277
baseline
▲ 0.50% · 4.625%
HK$34,241
+HK$1,964/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$64,554/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,789
−HK$1,826/mo
▼ 0.25% · 3.875%
HK$34,696
−HK$919/mo
Today · 4.125%
HK$35,615
baseline
▲ 0.50% · 4.625%
HK$37,492
+HK$1,877/mo
Deposit HK$2.22M · loan HK$6.66M · min. income ≈ HK$71,230/mo (50% DSR)
Upfront cash ≈ HK$2.49M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,398
−HK$2,031/mo
▼ 0.25% · 3.875%
HK$33,405
−HK$1,024/mo
Today · 4.125%
HK$34,429
baseline
▲ 0.50% · 4.625%
HK$36,524
+HK$2,095/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$68,858/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,042
−HK$1,947/mo
▼ 0.25% · 3.875%
HK$37,009
−HK$980/mo
Today · 4.125%
HK$37,989
baseline
▲ 0.50% · 4.625%
HK$39,992
+HK$2,003/mo
Deposit HK$1.78M · loan HK$7.10M · min. income ≈ HK$75,978/mo (50% DSR)
Upfront cash ≈ HK$2.04M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,422
−HK$2,159/mo
▼ 0.25% · 3.875%
HK$35,493
−HK$1,088/mo
Today · 4.125%
HK$36,581
baseline
▲ 0.50% · 4.625%
HK$38,807
+HK$2,226/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$73,162/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,295
−HK$2,069/mo
▼ 0.25% · 3.875%
HK$39,322
−HK$1,042/mo
Today · 4.125%
HK$40,364
baseline
▲ 0.50% · 4.625%
HK$42,491
+HK$2,127/mo
Deposit HK$1.33M · loan HK$7.55M · min. income ≈ HK$80,728/mo (50% DSR)
Upfront cash ≈ HK$1.60M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,447
−HK$2,286/mo
▼ 0.25% · 3.875%
HK$37,581
−HK$1,152/mo
Today · 4.125%
HK$38,733
baseline
▲ 0.50% · 4.625%
HK$41,090
+HK$2,357/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$77,466/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$40,547
−HK$2,191/mo
▼ 0.25% · 3.875%
HK$41,635
−HK$1,103/mo
Today · 4.125%
HK$42,738
baseline
▲ 0.50% · 4.625%
HK$44,991
+HK$2,253/mo
Deposit HK$888K · loan HK$7.99M · min. income ≈ HK$85,476/mo (50% DSR)
Upfront cash ≈ HK$1.15M (deposit + AVD stamp duty HK$266,399 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).