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Crescira AVM · estimated value Medium confidence
HK$11.65M
≈ HK$23,446 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.50M, with repayments around HK$39,532/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 70%
Term
▼ 0.50% · 3.625%
HK$37,199
−HK$2,333/mo
▼ 0.25% · 3.875%
HK$38,356
−HK$1,176/mo
Today · 4.125%
HK$39,532
baseline
▲ 0.50% · 4.625%
HK$41,937
+HK$2,405/mo

Deposit HK$3.50M · loan HK$8.16M · min. income ≈ HK$79,064/mo (50% DSR)

Upfront cash ≈ HK$3.93M (deposit + AVD stamp duty HK$436,969 · Scale 2, in force from 26 Feb 2026)

Unit Information

Floor
23/F
Flat
A
Saleable Area
497 ft²
Gross Area
716 ft²
Efficiency
69%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2008-09-23 HK$19.18M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Sheung Wan
≈ 10 min walk · 735 m
Education
40
schools within 1 km (18 within 500 m)
Daily convenience
60
within 1 km (15 within 500 m)
Health
19
hospitals/clinics within 1 km
Recreation
60
parks, libraries, sports within 1 km

Family-friendly — 40 schools within a 1 km walk.

Everyday convenience — 60 shopping and daily-needs spots nearby.

Healthcare close by — 19 hospitals/clinics within 1 km.

Green space & leisure — 60 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com