▼ 0.50% · 3.625%
HK$22,108
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,796
−HK$699/mo
Today · 4.125%
HK$23,495
baseline
▲ 0.50% · 4.625%
HK$24,924
+HK$1,429/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$46,990/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,595
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,255
−HK$669/mo
Today · 4.125%
HK$25,924
baseline
▲ 0.50% · 4.625%
HK$27,290
+HK$1,366/mo
Deposit HK$4.85M · loan HK$4.85M · min. income ≈ HK$51,848/mo (50% DSR)
Upfront cash ≈ HK$5.19M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,319
−HK$1,525/mo
▼ 0.25% · 3.875%
HK$25,075
−HK$769/mo
Today · 4.125%
HK$25,844
baseline
▲ 0.50% · 4.625%
HK$27,417
+HK$1,573/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$51,688/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,055
−HK$1,461/mo
▼ 0.25% · 3.875%
HK$27,780
−HK$736/mo
Today · 4.125%
HK$28,516
baseline
▲ 0.50% · 4.625%
HK$30,019
+HK$1,503/mo
Deposit HK$4.36M · loan HK$5.33M · min. income ≈ HK$57,032/mo (50% DSR)
Upfront cash ≈ HK$4.70M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,530
−HK$1,663/mo
▼ 0.25% · 3.875%
HK$27,355
−HK$838/mo
Today · 4.125%
HK$28,193
baseline
▲ 0.50% · 4.625%
HK$29,909
+HK$1,716/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$56,386/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,514
−HK$1,595/mo
▼ 0.25% · 3.875%
HK$30,306
−HK$803/mo
Today · 4.125%
HK$31,109
baseline
▲ 0.50% · 4.625%
HK$32,748
+HK$1,639/mo
Deposit HK$3.88M · loan HK$5.82M · min. income ≈ HK$62,218/mo (50% DSR)
Upfront cash ≈ HK$4.22M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,741
−HK$1,802/mo
▼ 0.25% · 3.875%
HK$29,635
−HK$908/mo
Today · 4.125%
HK$30,543
baseline
▲ 0.50% · 4.625%
HK$32,401
+HK$1,858/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$61,086/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,974
−HK$1,727/mo
▼ 0.25% · 3.875%
HK$32,831
−HK$870/mo
Today · 4.125%
HK$33,701
baseline
▲ 0.50% · 4.625%
HK$35,478
+HK$1,777/mo
Deposit HK$3.39M · loan HK$6.30M · min. income ≈ HK$67,402/mo (50% DSR)
Upfront cash ≈ HK$3.73M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,951
−HK$1,941/mo
▼ 0.25% · 3.875%
HK$31,914
−HK$978/mo
Today · 4.125%
HK$32,892
baseline
▲ 0.50% · 4.625%
HK$34,894
+HK$2,002/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$65,784/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,433
−HK$1,860/mo
▼ 0.25% · 3.875%
HK$35,357
−HK$936/mo
Today · 4.125%
HK$36,293
baseline
▲ 0.50% · 4.625%
HK$38,207
+HK$1,914/mo
Deposit HK$2.91M · loan HK$6.79M · min. income ≈ HK$72,586/mo (50% DSR)
Upfront cash ≈ HK$3.25M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,162
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,194
−HK$1,048/mo
Today · 4.125%
HK$35,242
baseline
▲ 0.50% · 4.625%
HK$37,386
+HK$2,144/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$70,484/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,893
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,882
−HK$1,004/mo
Today · 4.125%
HK$38,886
baseline
▲ 0.50% · 4.625%
HK$40,936
+HK$2,050/mo
Deposit HK$2.42M · loan HK$7.27M · min. income ≈ HK$77,772/mo (50% DSR)
Upfront cash ≈ HK$2.76M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,373
−HK$2,218/mo
▼ 0.25% · 3.875%
HK$36,473
−HK$1,118/mo
Today · 4.125%
HK$37,591
baseline
▲ 0.50% · 4.625%
HK$39,879
+HK$2,288/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$75,182/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,352
−HK$2,126/mo
▼ 0.25% · 3.875%
HK$40,408
−HK$1,070/mo
Today · 4.125%
HK$41,478
baseline
▲ 0.50% · 4.625%
HK$43,665
+HK$2,187/mo
Deposit HK$1.94M · loan HK$7.76M · min. income ≈ HK$82,956/mo (50% DSR)
Upfront cash ≈ HK$2.28M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,584
−HK$2,357/mo
▼ 0.25% · 3.875%
HK$38,753
−HK$1,188/mo
Today · 4.125%
HK$39,941
baseline
▲ 0.50% · 4.625%
HK$42,371
+HK$2,430/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$79,882/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$41,812
−HK$2,259/mo
▼ 0.25% · 3.875%
HK$42,933
−HK$1,138/mo
Today · 4.125%
HK$44,071
baseline
▲ 0.50% · 4.625%
HK$46,394
+HK$2,323/mo
Deposit HK$1.45M · loan HK$8.24M · min. income ≈ HK$88,142/mo (50% DSR)
Upfront cash ≈ HK$1.79M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$39,795
−HK$2,495/mo
▼ 0.25% · 3.875%
HK$41,033
−HK$1,257/mo
Today · 4.125%
HK$42,290
baseline
▲ 0.50% · 4.625%
HK$44,863
+HK$2,573/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$84,580/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,271
−HK$2,392/mo
▼ 0.25% · 3.875%
HK$45,459
−HK$1,204/mo
Today · 4.125%
HK$46,663
baseline
▲ 0.50% · 4.625%
HK$49,123
+HK$2,460/mo
Deposit HK$970K · loan HK$8.73M · min. income ≈ HK$93,326/mo (50% DSR)
Upfront cash ≈ HK$1.31M (deposit + AVD stamp duty HK$339,548 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).