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At today's rate and a 70% mortgage, the deposit on this unit is about HK$3.39M, with repayments around HK$38,384/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$3.39M · loan HK$7.92M · min. income ≈ HK$76,768/mo (50% DSR)
Upfront cash ≈ HK$3.82M (deposit + AVD stamp duty HK$424,281 · Scale 2, in force from 26 Feb 2026)
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Sheung Wan Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 61 shopping and daily-needs spots nearby.
Healthcare close by — 19 hospitals/clinics within 1 km.
Green space & leisure — 63 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- B
- Saleable Area
- 567 Saleable ft²
- Gross Area
- 811 ft²
- Efficiency
- 70%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2025-08-12 | HK$8.90M | −27.3% 3.2y · −9.0%/yr |
| 2022-06-01 | HK$12.25M | +12.6% 4.6y · 3.0%/yr |
| 2017-10-20 | HK$10.88M | +132.5% 13.4y · 10.0%/yr |
| 2004-06-14 | HK$4.68M | +9.3% |
| 2002-01-21 | HK$4.28M | — |