Switch unit
At today's rate and a 90% mortgage, the deposit on this unit is about HK$390K, with repayments around HK$17,018/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$390K · loan HK$3.51M · min. income ≈ HK$34,036/mo (50% DSR)
Upfront cash ≈ HK$390K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 6 min walk to Mass Transit Railway Central Station Station.
Family-friendly — 36 schools within a 1 km walk.
Everyday convenience — 52 shopping and daily-needs spots nearby.
Healthcare close by — 18 hospitals/clinics within 1 km.
Green space & leisure — 65 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 10/F
- Flat
- NO. 5
- Saleable Area
- 268 Saleable ft²
- Gross Area
- 520 ft²
- Efficiency
- 52%
- District
- Central and Western District · Hong Kong Island
- School net (POA)
- 11
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2021-06-03 | HK$5.40M | −1.5% 4.1y · 0.0%/yr |
| 2017-05-04 | HK$5.48M | +161.0% 10.5y · 15.0%/yr |
| 2006-12-05 | HK$2.10M | −15.3% |
| 1997-11-25 | HK$2.48M | — |