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Crescira AVM · estimated value Medium confidence
HK$5.31M
≈ HK$18,570 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$531K, with repayments around HK$23,166/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$21,799
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$22,477
−HK$689/mo
Today · 4.125%
HK$23,166
baseline
▲ 0.50% · 4.625%
HK$24,576
+HK$1,410/mo

Deposit HK$531K · loan HK$4.78M · min. income ≈ HK$46,332/mo (50% DSR)

Upfront cash ≈ HK$651K (deposit + AVD stamp duty HK$119,500 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
17/F
Flat
B
Saleable Area
286 ft²
Gross Area
471 ft²
Efficiency
61%
District
Central and Western District · Hong Kong Island
School net (POA)
11

Transaction History

Date Price Gain / loss
2022-03-17 HK$6.30M +31.8%
10.9y
2011-04-27 HK$4.78M +38.6%
2009-10-06 HK$3.45M +45.0%
2005-04-13 HK$2.38M +13.3%
1999-03-10 HK$2.10M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Central
≈ 7 min walk · 504 m
Education
37
schools within 1 km (19 within 500 m)
Daily convenience
56
within 1 km (31 within 500 m)
Health
18
hospitals/clinics within 1 km
Recreation
65
parks, libraries, sports within 1 km

Excellent connectivity — about 7 min walk to Central Station (a rail station within an 8-min walk earns this label).

Family-friendly — 37 schools within a 1 km walk.

Everyday convenience — 56 shopping and daily-needs spots nearby.

Healthcare close by — 18 hospitals/clinics within 1 km.

Green space & leisure — 65 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com