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Crescira AVM · estimated value ● Medium confidence
HK$4.83M
≈ HK$13,354 / ft² saleable · updated 2026-09-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$483K, with repayments around HK$21,087/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$19,842
−HK$1,245/mo
▼ 0.25% · 3.875%
HK$20,459
−HK$628/mo
Today · 4.125%
HK$21,087
baseline
▲ 0.50% · 4.625%
HK$22,370
+HK$1,283/mo

Deposit HK$483K · loan HK$4.35M · min. income ≈ HK$42,174/mo (50% DSR)

Upfront cash ≈ HK$584K (deposit + AVD stamp duty HK$100,932 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
5/F
Flat
C
Saleable Area
362 ft²
Gross Area
520 ft²
Efficiency
70%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2022-07-13 HK$6.18M +58.5%
9.4y
2013-01-25 HK$3.90M +53.7%
15.9y
1997-03-05 HK$2.54M +23.8%
0.6y
1996-08-17 HK$2.05M —

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shau Kei Wan
≈ 2 min walk · 96 m
Education
29
schools within 1 km (17 within 500 m)
Daily convenience
30
within 1 km (20 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
37
parks, libraries, sports within 1 km

Excellent connectivity — about 2 min walk to Shau Kei Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 29 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 37 parks, libraries and sports venues nearby.

Location

Other appraised units in this building