Skip to content
Crescira AVM · estimated value Medium confidence
HK$5.67M
≈ HK$12,604 / ft² saleable · updated 2026-08-01
Not an offer or formal valuation

Mortgage Intelligence

Fully appraised HIBOR 1M · 3.9% Prime · 6.125%

Typical HK bank rates as of July 2026 — this site has no live rate feed; check current HIBOR and Prime with your bank.

At today's rate and a 90% mortgage, the deposit on this unit is about HK$567K, with repayments around HK$24,739/mo for the first 5 years.

Mortgage plan · rate basis
H-plan · HIBOR + 1.30%
5.2% → capped 4.125%
Prime Rate (P-plan) · P − 2.00%
4.125%

The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.

If rates change · monthly repayment
LTV 90%
Term
▼ 0.50% · 3.625%
HK$23,279
−HK$1,460/mo
▼ 0.25% · 3.875%
HK$24,003
−HK$736/mo
Today · 4.125%
HK$24,739
baseline
▲ 0.50% · 4.625%
HK$26,244
+HK$1,505/mo

Deposit HK$567K · loan HK$5.10M · min. income ≈ HK$49,478/mo (50% DSR)

Upfront cash ≈ HK$695K (deposit + AVD stamp duty HK$127,613 · Scale 2, in force from 26 Feb 2026)

Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).

Unit Information

Floor
6/F
Flat
6
Saleable Area
450 ft²
Gross Area
534 ft²
Efficiency
84%
District
Eastern District · Hong Kong Island
School net (POA)
16

Transaction History

Date Price Gain / loss
2014-12-09 HK$4.60M +116.0%
2009-04-15 HK$2.13M +6.5%
2007-11-30 HK$2.00M +29.0%
2000-09-02 HK$1.55M −18.4%
1998-10-23 HK$1.90M

QoL Matrix

View full Quality-of-Life page → Government open data
Nearest MTR
Shau Kei Wan
≈ 1 min walk · 44 m
Education
29
schools within 1 km (17 within 500 m)
Daily convenience
30
within 1 km (17 within 500 m)
Health
8
hospitals/clinics within 1 km
Recreation
36
parks, libraries, sports within 1 km

Excellent connectivity — about 1 min walk to Shau Kei Wan Station (a rail station within an 8-min walk earns this label).

Family-friendly — 29 schools within a 1 km walk.

Everyday convenience — 30 shopping and daily-needs spots nearby.

Healthcare close by — 8 hospitals/clinics within 1 km.

Green space & leisure — 36 parks, libraries and sports venues nearby.

Location

Other appraised units in this building

Data sourced from Renavon.com