▼ 0.50% · 3.625%
HK$16,250
−HK$1,019/mo
▼ 0.25% · 3.875%
HK$16,755
−HK$514/mo
Today · 4.125%
HK$17,269
baseline
▲ 0.50% · 4.625%
HK$18,319
+HK$1,050/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$34,538/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,078
−HK$976/mo
▼ 0.25% · 3.875%
HK$18,562
−HK$492/mo
Today · 4.125%
HK$19,054
baseline
▲ 0.50% · 4.625%
HK$20,059
+HK$1,005/mo
Deposit HK$3.56M · loan HK$3.56M · min. income ≈ HK$38,108/mo (50% DSR)
Upfront cash ≈ HK$3.78M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,875
−HK$1,121/mo
▼ 0.25% · 3.875%
HK$18,431
−HK$565/mo
Today · 4.125%
HK$18,996
baseline
▲ 0.50% · 4.625%
HK$20,151
+HK$1,155/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$37,992/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,885
−HK$1,075/mo
▼ 0.25% · 3.875%
HK$20,419
−HK$541/mo
Today · 4.125%
HK$20,960
baseline
▲ 0.50% · 4.625%
HK$22,065
+HK$1,105/mo
Deposit HK$3.21M · loan HK$3.92M · min. income ≈ HK$41,920/mo (50% DSR)
Upfront cash ≈ HK$3.42M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,500
−HK$1,222/mo
▼ 0.25% · 3.875%
HK$20,106
−HK$616/mo
Today · 4.125%
HK$20,722
baseline
▲ 0.50% · 4.625%
HK$21,983
+HK$1,261/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$41,444/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,693
−HK$1,172/mo
▼ 0.25% · 3.875%
HK$22,275
−HK$590/mo
Today · 4.125%
HK$22,865
baseline
▲ 0.50% · 4.625%
HK$24,070
+HK$1,205/mo
Deposit HK$2.85M · loan HK$4.28M · min. income ≈ HK$45,730/mo (50% DSR)
Upfront cash ≈ HK$3.06M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,125
−HK$1,324/mo
▼ 0.25% · 3.875%
HK$21,782
−HK$667/mo
Today · 4.125%
HK$22,449
baseline
▲ 0.50% · 4.625%
HK$23,815
+HK$1,366/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$44,898/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,501
−HK$1,270/mo
▼ 0.25% · 3.875%
HK$24,131
−HK$640/mo
Today · 4.125%
HK$24,771
baseline
▲ 0.50% · 4.625%
HK$26,076
+HK$1,305/mo
Deposit HK$2.49M · loan HK$4.63M · min. income ≈ HK$49,542/mo (50% DSR)
Upfront cash ≈ HK$2.71M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,750
−HK$1,426/mo
▼ 0.25% · 3.875%
HK$23,457
−HK$719/mo
Today · 4.125%
HK$24,176
baseline
▲ 0.50% · 4.625%
HK$25,647
+HK$1,471/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$48,352/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,309
−HK$1,367/mo
▼ 0.25% · 3.875%
HK$25,987
−HK$689/mo
Today · 4.125%
HK$26,676
baseline
▲ 0.50% · 4.625%
HK$28,082
+HK$1,406/mo
Deposit HK$2.14M · loan HK$4.99M · min. income ≈ HK$53,352/mo (50% DSR)
Upfront cash ≈ HK$2.35M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,375
−HK$1,528/mo
▼ 0.25% · 3.875%
HK$25,133
−HK$770/mo
Today · 4.125%
HK$25,903
baseline
▲ 0.50% · 4.625%
HK$27,479
+HK$1,576/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$51,806/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,116
−HK$1,465/mo
▼ 0.25% · 3.875%
HK$27,844
−HK$737/mo
Today · 4.125%
HK$28,581
baseline
▲ 0.50% · 4.625%
HK$30,088
+HK$1,507/mo
Deposit HK$1.78M · loan HK$5.34M · min. income ≈ HK$57,162/mo (50% DSR)
Upfront cash ≈ HK$2.00M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,000
−HK$1,630/mo
▼ 0.25% · 3.875%
HK$26,808
−HK$822/mo
Today · 4.125%
HK$27,630
baseline
▲ 0.50% · 4.625%
HK$29,311
+HK$1,681/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$55,260/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,924
−HK$1,563/mo
▼ 0.25% · 3.875%
HK$29,700
−HK$787/mo
Today · 4.125%
HK$30,487
baseline
▲ 0.50% · 4.625%
HK$32,094
+HK$1,607/mo
Deposit HK$1.43M · loan HK$5.70M · min. income ≈ HK$60,974/mo (50% DSR)
Upfront cash ≈ HK$1.64M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,624
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,484
−HK$873/mo
Today · 4.125%
HK$29,357
baseline
▲ 0.50% · 4.625%
HK$31,143
+HK$1,786/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$58,714/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,732
−HK$1,660/mo
▼ 0.25% · 3.875%
HK$31,556
−HK$836/mo
Today · 4.125%
HK$32,392
baseline
▲ 0.50% · 4.625%
HK$34,100
+HK$1,708/mo
Deposit HK$1.07M · loan HK$6.06M · min. income ≈ HK$64,784/mo (50% DSR)
Upfront cash ≈ HK$1.28M (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,249
−HK$1,835/mo
▼ 0.25% · 3.875%
HK$30,159
−HK$925/mo
Today · 4.125%
HK$31,084
baseline
▲ 0.50% · 4.625%
HK$32,975
+HK$1,891/mo
Deposit HK$713K · loan HK$6.41M · min. income ≈ HK$62,168/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,540
−HK$1,758/mo
▼ 0.25% · 3.875%
HK$33,412
−HK$886/mo
Today · 4.125%
HK$34,298
baseline
▲ 0.50% · 4.625%
HK$36,106
+HK$1,808/mo
Deposit HK$713K · loan HK$6.41M · min. income ≈ HK$68,596/mo (50% DSR)
Upfront cash ≈ HK$926K (deposit + AVD stamp duty HK$213,788 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).