▼ 0.50% · 3.625%
HK$18,642
−HK$1,169/mo
▼ 0.25% · 3.875%
HK$19,222
−HK$589/mo
Today · 4.125%
HK$19,811
baseline
▲ 0.50% · 4.625%
HK$21,016
+HK$1,205/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$39,622/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,739
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$21,295
−HK$564/mo
Today · 4.125%
HK$21,859
baseline
▲ 0.50% · 4.625%
HK$23,012
+HK$1,153/mo
Deposit HK$4.09M · loan HK$4.09M · min. income ≈ HK$43,718/mo (50% DSR)
Upfront cash ≈ HK$4.33M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,506
−HK$1,286/mo
▼ 0.25% · 3.875%
HK$21,144
−HK$648/mo
Today · 4.125%
HK$21,792
baseline
▲ 0.50% · 4.625%
HK$23,118
+HK$1,326/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$43,584/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,813
−HK$1,232/mo
▼ 0.25% · 3.875%
HK$23,425
−HK$620/mo
Today · 4.125%
HK$24,045
baseline
▲ 0.50% · 4.625%
HK$25,313
+HK$1,268/mo
Deposit HK$3.68M · loan HK$4.50M · min. income ≈ HK$48,090/mo (50% DSR)
Upfront cash ≈ HK$3.92M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,370
−HK$1,403/mo
▼ 0.25% · 3.875%
HK$23,066
−HK$707/mo
Today · 4.125%
HK$23,773
baseline
▲ 0.50% · 4.625%
HK$25,219
+HK$1,446/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$47,546/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,887
−HK$1,344/mo
▼ 0.25% · 3.875%
HK$25,554
−HK$677/mo
Today · 4.125%
HK$26,231
baseline
▲ 0.50% · 4.625%
HK$27,614
+HK$1,383/mo
Deposit HK$3.27M · loan HK$4.91M · min. income ≈ HK$52,462/mo (50% DSR)
Upfront cash ≈ HK$3.52M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,234
−HK$1,520/mo
▼ 0.25% · 3.875%
HK$24,988
−HK$766/mo
Today · 4.125%
HK$25,754
baseline
▲ 0.50% · 4.625%
HK$27,321
+HK$1,567/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$51,508/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,960
−HK$1,457/mo
▼ 0.25% · 3.875%
HK$27,684
−HK$733/mo
Today · 4.125%
HK$28,417
baseline
▲ 0.50% · 4.625%
HK$29,915
+HK$1,498/mo
Deposit HK$2.86M · loan HK$5.31M · min. income ≈ HK$56,834/mo (50% DSR)
Upfront cash ≈ HK$3.11M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,099
−HK$1,636/mo
▼ 0.25% · 3.875%
HK$26,910
−HK$825/mo
Today · 4.125%
HK$27,735
baseline
▲ 0.50% · 4.625%
HK$29,423
+HK$1,688/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$55,470/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,034
−HK$1,569/mo
▼ 0.25% · 3.875%
HK$29,813
−HK$790/mo
Today · 4.125%
HK$30,603
baseline
▲ 0.50% · 4.625%
HK$32,216
+HK$1,613/mo
Deposit HK$2.45M · loan HK$5.72M · min. income ≈ HK$61,206/mo (50% DSR)
Upfront cash ≈ HK$2.70M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,963
−HK$1,753/mo
▼ 0.25% · 3.875%
HK$28,833
−HK$883/mo
Today · 4.125%
HK$29,716
baseline
▲ 0.50% · 4.625%
HK$31,524
+HK$1,808/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$59,432/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,108
−HK$1,681/mo
▼ 0.25% · 3.875%
HK$31,943
−HK$846/mo
Today · 4.125%
HK$32,789
baseline
▲ 0.50% · 4.625%
HK$34,517
+HK$1,728/mo
Deposit HK$2.04M · loan HK$6.13M · min. income ≈ HK$65,578/mo (50% DSR)
Upfront cash ≈ HK$2.29M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,827
−HK$1,870/mo
▼ 0.25% · 3.875%
HK$30,755
−HK$942/mo
Today · 4.125%
HK$31,697
baseline
▲ 0.50% · 4.625%
HK$33,626
+HK$1,929/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$63,394/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,182
−HK$1,793/mo
▼ 0.25% · 3.875%
HK$34,072
−HK$903/mo
Today · 4.125%
HK$34,975
baseline
▲ 0.50% · 4.625%
HK$36,818
+HK$1,843/mo
Deposit HK$1.64M · loan HK$6.54M · min. income ≈ HK$69,950/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,691
−HK$1,987/mo
▼ 0.25% · 3.875%
HK$32,677
−HK$1,001/mo
Today · 4.125%
HK$33,678
baseline
▲ 0.50% · 4.625%
HK$35,728
+HK$2,050/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$67,356/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$35,256
−HK$1,905/mo
▼ 0.25% · 3.875%
HK$36,202
−HK$959/mo
Today · 4.125%
HK$37,161
baseline
▲ 0.50% · 4.625%
HK$39,120
+HK$1,959/mo
Deposit HK$1.23M · loan HK$6.95M · min. income ≈ HK$74,322/mo (50% DSR)
Upfront cash ≈ HK$1.47M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,555
−HK$2,104/mo
▼ 0.25% · 3.875%
HK$34,599
−HK$1,060/mo
Today · 4.125%
HK$35,659
baseline
▲ 0.50% · 4.625%
HK$37,829
+HK$2,170/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$71,318/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$37,330
−HK$2,017/mo
▼ 0.25% · 3.875%
HK$38,331
−HK$1,016/mo
Today · 4.125%
HK$39,347
baseline
▲ 0.50% · 4.625%
HK$41,421
+HK$2,074/mo
Deposit HK$818K · loan HK$7.36M · min. income ≈ HK$78,694/mo (50% DSR)
Upfront cash ≈ HK$1.06M (deposit + AVD stamp duty HK$245,260 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).