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At today's rate and a 90% mortgage, the deposit on this unit is about HK$448K, with repayments around HK$19,520/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$448K · loan HK$4.03M · min. income ≈ HK$39,040/mo (50% DSR)
Upfront cash ≈ HK$515K (deposit + AVD stamp duty HK$67,129 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 46 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 49 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 7/F
- Flat
- A
- Saleable Area
- 343 Saleable ft²
- Gross Area
- 498 ft²
- Efficiency
- 69%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2019-04-12 | HK$5.93M | +40.2% 3.1y · 13.0%/yr |
| 2016-03-30 | HK$4.23M | +113.6% 7.9y · 14.0%/yr |
| 2008-05-20 | HK$1.98M | +36.6% |
| 2007-06-02 | HK$1.45M | −44.7% |
| 1997-07-26 | HK$2.62M | — |