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At today's rate and a 90% mortgage, the deposit on this unit is about HK$377K, with repayments around HK$16,443/mo for the first 5 years.
The H-plan's cap is the P-plan rate, so with HIBOR where it is both price at 4.125% today. The H-plan is only cheaper once 1M HIBOR falls below 2.825%.
Deposit HK$377K · loan HK$3.39M · min. income ≈ HK$32,886/mo (50% DSR)
Upfront cash ≈ HK$377K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).
of income on repayments ·
QoL Matrix
Excellent connectivity — about 2 min walk to Mass Transit Railway Sai Wan Ho Station Station.
Family-friendly — 45 schools within a 1 km walk.
Everyday convenience — 42 shopping and daily-needs spots nearby.
Healthcare close by — 8 hospitals/clinics within 1 km.
Green space & leisure — 48 parks, libraries and sports venues nearby.
Location
Unit Information
- Floor
- 20/F
- Flat
- 6
- Saleable Area
- 334 Saleable ft²
- Gross Area
- 424 ft²
- Efficiency
- 79%
- District
- Eastern District · Hong Kong Island
- School net (POA)
- 16
Transaction History
| Date | Price | Gain / loss |
|---|---|---|
| 2022-07-20 | HK$4.80M | +17.1% 3.1y · 6.0%/yr |
| 2019-06-20 | HK$4.10M | +2.5% 4.2y · 1.0%/yr |
| 2015-03-30 | HK$4.00M | +72.4% |
| 2010-12-07 | HK$2.32M | +26.8% |
| 2009-10-14 | HK$1.83M | +21.2% |
| 1996-08-01 | HK$1.51M | — |