▼ 0.50% · 3.625%
HK$19,383
−HK$1,215/mo
▼ 0.25% · 3.875%
HK$19,986
−HK$612/mo
Today · 4.125%
HK$20,598
baseline
▲ 0.50% · 4.625%
HK$21,852
+HK$1,254/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$41,196/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,563
−HK$1,165/mo
▼ 0.25% · 3.875%
HK$22,142
−HK$586/mo
Today · 4.125%
HK$22,728
baseline
▲ 0.50% · 4.625%
HK$23,926
+HK$1,198/mo
Deposit HK$4.25M · loan HK$4.25M · min. income ≈ HK$45,456/mo (50% DSR)
Upfront cash ≈ HK$4.51M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,321
−HK$1,337/mo
▼ 0.25% · 3.875%
HK$21,984
−HK$674/mo
Today · 4.125%
HK$22,658
baseline
▲ 0.50% · 4.625%
HK$24,037
+HK$1,379/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$45,316/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,720
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$24,356
−HK$645/mo
Today · 4.125%
HK$25,001
baseline
▲ 0.50% · 4.625%
HK$26,319
+HK$1,318/mo
Deposit HK$3.83M · loan HK$4.68M · min. income ≈ HK$50,002/mo (50% DSR)
Upfront cash ≈ HK$4.08M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,259
−HK$1,459/mo
▼ 0.25% · 3.875%
HK$23,983
−HK$735/mo
Today · 4.125%
HK$24,718
baseline
▲ 0.50% · 4.625%
HK$26,222
+HK$1,504/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$49,436/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,876
−HK$1,398/mo
▼ 0.25% · 3.875%
HK$26,570
−HK$704/mo
Today · 4.125%
HK$27,274
baseline
▲ 0.50% · 4.625%
HK$28,711
+HK$1,437/mo
Deposit HK$3.40M · loan HK$5.10M · min. income ≈ HK$54,548/mo (50% DSR)
Upfront cash ≈ HK$3.66M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,198
−HK$1,580/mo
▼ 0.25% · 3.875%
HK$25,981
−HK$797/mo
Today · 4.125%
HK$26,778
baseline
▲ 0.50% · 4.625%
HK$28,407
+HK$1,629/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$53,556/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,032
−HK$1,515/mo
▼ 0.25% · 3.875%
HK$28,784
−HK$763/mo
Today · 4.125%
HK$29,547
baseline
▲ 0.50% · 4.625%
HK$31,104
+HK$1,557/mo
Deposit HK$2.98M · loan HK$5.53M · min. income ≈ HK$59,094/mo (50% DSR)
Upfront cash ≈ HK$3.23M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,136
−HK$1,702/mo
▼ 0.25% · 3.875%
HK$27,980
−HK$858/mo
Today · 4.125%
HK$28,838
baseline
▲ 0.50% · 4.625%
HK$30,592
+HK$1,754/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$57,676/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,188
−HK$1,631/mo
▼ 0.25% · 3.875%
HK$30,998
−HK$821/mo
Today · 4.125%
HK$31,819
baseline
▲ 0.50% · 4.625%
HK$33,497
+HK$1,678/mo
Deposit HK$2.55M · loan HK$5.95M · min. income ≈ HK$63,638/mo (50% DSR)
Upfront cash ≈ HK$2.81M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,074
−HK$1,823/mo
▼ 0.25% · 3.875%
HK$29,979
−HK$918/mo
Today · 4.125%
HK$30,897
baseline
▲ 0.50% · 4.625%
HK$32,778
+HK$1,881/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$61,794/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,345
−HK$1,747/mo
▼ 0.25% · 3.875%
HK$33,212
−HK$880/mo
Today · 4.125%
HK$34,092
baseline
▲ 0.50% · 4.625%
HK$35,889
+HK$1,797/mo
Deposit HK$2.13M · loan HK$6.38M · min. income ≈ HK$68,184/mo (50% DSR)
Upfront cash ≈ HK$2.38M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,013
−HK$1,944/mo
▼ 0.25% · 3.875%
HK$31,977
−HK$980/mo
Today · 4.125%
HK$32,957
baseline
▲ 0.50% · 4.625%
HK$34,963
+HK$2,006/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$65,914/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,501
−HK$1,864/mo
▼ 0.25% · 3.875%
HK$35,426
−HK$939/mo
Today · 4.125%
HK$36,365
baseline
▲ 0.50% · 4.625%
HK$38,282
+HK$1,917/mo
Deposit HK$1.70M · loan HK$6.80M · min. income ≈ HK$72,730/mo (50% DSR)
Upfront cash ≈ HK$1.96M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,951
−HK$2,066/mo
▼ 0.25% · 3.875%
HK$33,976
−HK$1,041/mo
Today · 4.125%
HK$35,017
baseline
▲ 0.50% · 4.625%
HK$37,148
+HK$2,131/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$70,034/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,657
−HK$1,981/mo
▼ 0.25% · 3.875%
HK$37,641
−HK$997/mo
Today · 4.125%
HK$38,638
baseline
▲ 0.50% · 4.625%
HK$40,675
+HK$2,037/mo
Deposit HK$1.28M · loan HK$7.23M · min. income ≈ HK$77,276/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,889
−HK$2,188/mo
▼ 0.25% · 3.875%
HK$35,974
−HK$1,103/mo
Today · 4.125%
HK$37,077
baseline
▲ 0.50% · 4.625%
HK$39,333
+HK$2,256/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$74,154/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$38,814
−HK$2,097/mo
▼ 0.25% · 3.875%
HK$39,855
−HK$1,056/mo
Today · 4.125%
HK$40,911
baseline
▲ 0.50% · 4.625%
HK$43,067
+HK$2,156/mo
Deposit HK$850K · loan HK$7.65M · min. income ≈ HK$81,822/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$255,009 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).