▼ 0.50% · 3.625%
HK$18,423
−HK$1,155/mo
▼ 0.25% · 3.875%
HK$18,996
−HK$582/mo
Today · 4.125%
HK$19,578
baseline
▲ 0.50% · 4.625%
HK$20,769
+HK$1,191/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$39,156/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,495
−HK$1,107/mo
▼ 0.25% · 3.875%
HK$21,045
−HK$557/mo
Today · 4.125%
HK$21,602
baseline
▲ 0.50% · 4.625%
HK$22,741
+HK$1,139/mo
Deposit HK$4.04M · loan HK$4.04M · min. income ≈ HK$43,204/mo (50% DSR)
Upfront cash ≈ HK$4.28M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,265
−HK$1,271/mo
▼ 0.25% · 3.875%
HK$20,895
−HK$641/mo
Today · 4.125%
HK$21,536
baseline
▲ 0.50% · 4.625%
HK$22,846
+HK$1,310/mo
Deposit HK$3.64M · loan HK$4.44M · min. income ≈ HK$43,072/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,545
−HK$1,218/mo
▼ 0.25% · 3.875%
HK$23,149
−HK$614/mo
Today · 4.125%
HK$23,763
baseline
▲ 0.50% · 4.625%
HK$25,015
+HK$1,252/mo
Deposit HK$3.64M · loan HK$4.44M · min. income ≈ HK$47,526/mo (50% DSR)
Upfront cash ≈ HK$3.88M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,107
−HK$1,387/mo
▼ 0.25% · 3.875%
HK$22,795
−HK$699/mo
Today · 4.125%
HK$23,494
baseline
▲ 0.50% · 4.625%
HK$24,923
+HK$1,429/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$46,988/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,594
−HK$1,329/mo
▼ 0.25% · 3.875%
HK$25,254
−HK$669/mo
Today · 4.125%
HK$25,923
baseline
▲ 0.50% · 4.625%
HK$27,289
+HK$1,366/mo
Deposit HK$3.23M · loan HK$4.85M · min. income ≈ HK$51,846/mo (50% DSR)
Upfront cash ≈ HK$3.47M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$23,950
−HK$1,501/mo
▼ 0.25% · 3.875%
HK$24,695
−HK$756/mo
Today · 4.125%
HK$25,451
baseline
▲ 0.50% · 4.625%
HK$27,000
+HK$1,549/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$50,902/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$26,644
−HK$1,439/mo
▼ 0.25% · 3.875%
HK$27,358
−HK$725/mo
Today · 4.125%
HK$28,083
baseline
▲ 0.50% · 4.625%
HK$29,564
+HK$1,481/mo
Deposit HK$2.83M · loan HK$5.25M · min. income ≈ HK$56,166/mo (50% DSR)
Upfront cash ≈ HK$3.07M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,792
−HK$1,617/mo
▼ 0.25% · 3.875%
HK$26,594
−HK$815/mo
Today · 4.125%
HK$27,409
baseline
▲ 0.50% · 4.625%
HK$29,077
+HK$1,668/mo
Deposit HK$2.42M · loan HK$5.66M · min. income ≈ HK$54,818/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$28,693
−HK$1,550/mo
▼ 0.25% · 3.875%
HK$29,463
−HK$780/mo
Today · 4.125%
HK$30,243
baseline
▲ 0.50% · 4.625%
HK$31,838
+HK$1,595/mo
Deposit HK$2.42M · loan HK$5.66M · min. income ≈ HK$60,486/mo (50% DSR)
Upfront cash ≈ HK$2.67M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$27,634
−HK$1,733/mo
▼ 0.25% · 3.875%
HK$28,494
−HK$873/mo
Today · 4.125%
HK$29,367
baseline
▲ 0.50% · 4.625%
HK$31,154
+HK$1,787/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$58,734/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$30,743
−HK$1,661/mo
▼ 0.25% · 3.875%
HK$31,567
−HK$837/mo
Today · 4.125%
HK$32,404
baseline
▲ 0.50% · 4.625%
HK$34,112
+HK$1,708/mo
Deposit HK$2.02M · loan HK$6.06M · min. income ≈ HK$64,808/mo (50% DSR)
Upfront cash ≈ HK$2.26M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$29,476
−HK$1,849/mo
▼ 0.25% · 3.875%
HK$30,393
−HK$932/mo
Today · 4.125%
HK$31,325
baseline
▲ 0.50% · 4.625%
HK$33,231
+HK$1,906/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$62,650/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$32,792
−HK$1,772/mo
▼ 0.25% · 3.875%
HK$33,672
−HK$892/mo
Today · 4.125%
HK$34,564
baseline
▲ 0.50% · 4.625%
HK$36,386
+HK$1,822/mo
Deposit HK$1.62M · loan HK$6.46M · min. income ≈ HK$69,128/mo (50% DSR)
Upfront cash ≈ HK$1.86M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$31,319
−HK$1,964/mo
▼ 0.25% · 3.875%
HK$32,293
−HK$990/mo
Today · 4.125%
HK$33,283
baseline
▲ 0.50% · 4.625%
HK$35,308
+HK$2,025/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$66,566/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$34,842
−HK$1,882/mo
▼ 0.25% · 3.875%
HK$35,776
−HK$948/mo
Today · 4.125%
HK$36,724
baseline
▲ 0.50% · 4.625%
HK$38,660
+HK$1,936/mo
Deposit HK$1.21M · loan HK$6.87M · min. income ≈ HK$73,448/mo (50% DSR)
Upfront cash ≈ HK$1.45M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$33,161
−HK$2,080/mo
▼ 0.25% · 3.875%
HK$34,193
−HK$1,048/mo
Today · 4.125%
HK$35,241
baseline
▲ 0.50% · 4.625%
HK$37,385
+HK$2,144/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$70,482/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$36,891
−HK$1,993/mo
▼ 0.25% · 3.875%
HK$37,881
−HK$1,003/mo
Today · 4.125%
HK$38,884
baseline
▲ 0.50% · 4.625%
HK$40,934
+HK$2,050/mo
Deposit HK$808K · loan HK$7.27M · min. income ≈ HK$77,768/mo (50% DSR)
Upfront cash ≈ HK$1.05M (deposit + AVD stamp duty HK$242,378 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).