▼ 0.50% · 3.625%
HK$12,763
−HK$800/mo
▼ 0.25% · 3.875%
HK$13,160
−HK$403/mo
Today · 4.125%
HK$13,563
baseline
▲ 0.50% · 4.625%
HK$14,388
+HK$825/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$27,126/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,198
−HK$767/mo
▼ 0.25% · 3.875%
HK$14,579
−HK$386/mo
Today · 4.125%
HK$14,965
baseline
▲ 0.50% · 4.625%
HK$15,754
+HK$789/mo
Deposit HK$2.80M · loan HK$2.80M · min. income ≈ HK$29,930/mo (50% DSR)
Upfront cash ≈ HK$2.92M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,039
−HK$880/mo
▼ 0.25% · 3.875%
HK$14,476
−HK$443/mo
Today · 4.125%
HK$14,919
baseline
▲ 0.50% · 4.625%
HK$15,827
+HK$908/mo
Deposit HK$2.52M · loan HK$3.08M · min. income ≈ HK$29,838/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,618
−HK$844/mo
▼ 0.25% · 3.875%
HK$16,037
−HK$425/mo
Today · 4.125%
HK$16,462
baseline
▲ 0.50% · 4.625%
HK$17,330
+HK$868/mo
Deposit HK$2.52M · loan HK$3.08M · min. income ≈ HK$32,924/mo (50% DSR)
Upfront cash ≈ HK$2.64M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,315
−HK$961/mo
▼ 0.25% · 3.875%
HK$15,792
−HK$484/mo
Today · 4.125%
HK$16,276
baseline
▲ 0.50% · 4.625%
HK$17,266
+HK$990/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$32,552/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,038
−HK$921/mo
▼ 0.25% · 3.875%
HK$17,495
−HK$464/mo
Today · 4.125%
HK$17,959
baseline
▲ 0.50% · 4.625%
HK$18,905
+HK$946/mo
Deposit HK$2.24M · loan HK$3.36M · min. income ≈ HK$35,918/mo (50% DSR)
Upfront cash ≈ HK$2.36M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,592
−HK$1,040/mo
▼ 0.25% · 3.875%
HK$17,108
−HK$524/mo
Today · 4.125%
HK$17,632
baseline
▲ 0.50% · 4.625%
HK$18,705
+HK$1,073/mo
Deposit HK$1.96M · loan HK$3.64M · min. income ≈ HK$35,264/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,458
−HK$997/mo
▼ 0.25% · 3.875%
HK$18,953
−HK$502/mo
Today · 4.125%
HK$19,455
baseline
▲ 0.50% · 4.625%
HK$20,481
+HK$1,026/mo
Deposit HK$1.96M · loan HK$3.64M · min. income ≈ HK$38,910/mo (50% DSR)
Upfront cash ≈ HK$2.08M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$17,868
−HK$1,120/mo
▼ 0.25% · 3.875%
HK$18,424
−HK$564/mo
Today · 4.125%
HK$18,988
baseline
▲ 0.50% · 4.625%
HK$20,144
+HK$1,156/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$37,976/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,878
−HK$1,074/mo
▼ 0.25% · 3.875%
HK$20,411
−HK$541/mo
Today · 4.125%
HK$20,952
baseline
▲ 0.50% · 4.625%
HK$22,056
+HK$1,104/mo
Deposit HK$1.68M · loan HK$3.92M · min. income ≈ HK$41,904/mo (50% DSR)
Upfront cash ≈ HK$1.81M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$19,144
−HK$1,201/mo
▼ 0.25% · 3.875%
HK$19,740
−HK$605/mo
Today · 4.125%
HK$20,345
baseline
▲ 0.50% · 4.625%
HK$21,582
+HK$1,237/mo
Deposit HK$1.40M · loan HK$4.20M · min. income ≈ HK$40,690/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,298
−HK$1,150/mo
▼ 0.25% · 3.875%
HK$21,869
−HK$579/mo
Today · 4.125%
HK$22,448
baseline
▲ 0.50% · 4.625%
HK$23,632
+HK$1,184/mo
Deposit HK$1.40M · loan HK$4.20M · min. income ≈ HK$44,896/mo (50% DSR)
Upfront cash ≈ HK$1.53M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,420
−HK$1,281/mo
▼ 0.25% · 3.875%
HK$21,056
−HK$645/mo
Today · 4.125%
HK$21,701
baseline
▲ 0.50% · 4.625%
HK$23,021
+HK$1,320/mo
Deposit HK$1.12M · loan HK$4.48M · min. income ≈ HK$43,402/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,717
−HK$1,228/mo
▼ 0.25% · 3.875%
HK$23,327
−HK$618/mo
Today · 4.125%
HK$23,945
baseline
▲ 0.50% · 4.625%
HK$25,207
+HK$1,262/mo
Deposit HK$1.12M · loan HK$4.48M · min. income ≈ HK$47,890/mo (50% DSR)
Upfront cash ≈ HK$1.25M (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$21,697
−HK$1,360/mo
▼ 0.25% · 3.875%
HK$22,371
−HK$686/mo
Today · 4.125%
HK$23,057
baseline
▲ 0.50% · 4.625%
HK$24,460
+HK$1,403/mo
Deposit HK$840K · loan HK$4.76M · min. income ≈ HK$46,114/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$24,137
−HK$1,304/mo
▼ 0.25% · 3.875%
HK$24,785
−HK$656/mo
Today · 4.125%
HK$25,441
baseline
▲ 0.50% · 4.625%
HK$26,782
+HK$1,341/mo
Deposit HK$840K · loan HK$4.76M · min. income ≈ HK$50,882/mo (50% DSR)
Upfront cash ≈ HK$965K (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$22,973
−HK$1,440/mo
▼ 0.25% · 3.875%
HK$23,687
−HK$726/mo
Today · 4.125%
HK$24,413
baseline
▲ 0.50% · 4.625%
HK$25,899
+HK$1,486/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$48,826/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$25,557
−HK$1,381/mo
▼ 0.25% · 3.875%
HK$26,243
−HK$695/mo
Today · 4.125%
HK$26,938
baseline
▲ 0.50% · 4.625%
HK$28,358
+HK$1,420/mo
Deposit HK$560K · loan HK$5.04M · min. income ≈ HK$53,876/mo (50% DSR)
Upfront cash ≈ HK$686K (deposit + AVD stamp duty HK$125,934 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).