▼ 0.50% · 3.625%
HK$5,044
−HK$316/mo
▼ 0.25% · 3.875%
HK$5,200
−HK$160/mo
Today · 4.125%
HK$5,360
baseline
▲ 0.50% · 4.625%
HK$5,686
+HK$326/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$10,720/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,611
−HK$303/mo
▼ 0.25% · 3.875%
HK$5,761
−HK$153/mo
Today · 4.125%
HK$5,914
baseline
▲ 0.50% · 4.625%
HK$6,226
+HK$312/mo
Deposit HK$1.11M · loan HK$1.11M · min. income ≈ HK$11,828/mo (50% DSR)
Upfront cash ≈ HK$1.11M (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$5,548
−HK$348/mo
▼ 0.25% · 3.875%
HK$5,720
−HK$176/mo
Today · 4.125%
HK$5,896
baseline
▲ 0.50% · 4.625%
HK$6,255
+HK$359/mo
Deposit HK$995K · loan HK$1.22M · min. income ≈ HK$11,792/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,172
−HK$333/mo
▼ 0.25% · 3.875%
HK$6,337
−HK$168/mo
Today · 4.125%
HK$6,505
baseline
▲ 0.50% · 4.625%
HK$6,848
+HK$343/mo
Deposit HK$995K · loan HK$1.22M · min. income ≈ HK$13,010/mo (50% DSR)
Upfront cash ≈ HK$995K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,052
−HK$380/mo
▼ 0.25% · 3.875%
HK$6,240
−HK$192/mo
Today · 4.125%
HK$6,432
baseline
▲ 0.50% · 4.625%
HK$6,823
+HK$391/mo
Deposit HK$885K · loan HK$1.33M · min. income ≈ HK$12,864/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,733
−HK$364/mo
▼ 0.25% · 3.875%
HK$6,914
−HK$183/mo
Today · 4.125%
HK$7,097
baseline
▲ 0.50% · 4.625%
HK$7,471
+HK$374/mo
Deposit HK$885K · loan HK$1.33M · min. income ≈ HK$14,194/mo (50% DSR)
Upfront cash ≈ HK$885K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$6,557
−HK$411/mo
▼ 0.25% · 3.875%
HK$6,761
−HK$207/mo
Today · 4.125%
HK$6,968
baseline
▲ 0.50% · 4.625%
HK$7,392
+HK$424/mo
Deposit HK$774K · loan HK$1.44M · min. income ≈ HK$13,936/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,294
−HK$394/mo
▼ 0.25% · 3.875%
HK$7,490
−HK$198/mo
Today · 4.125%
HK$7,688
baseline
▲ 0.50% · 4.625%
HK$8,093
+HK$405/mo
Deposit HK$774K · loan HK$1.44M · min. income ≈ HK$15,376/mo (50% DSR)
Upfront cash ≈ HK$774K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,061
−HK$443/mo
▼ 0.25% · 3.875%
HK$7,281
−HK$223/mo
Today · 4.125%
HK$7,504
baseline
▲ 0.50% · 4.625%
HK$7,960
+HK$456/mo
Deposit HK$664K · loan HK$1.55M · min. income ≈ HK$15,008/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,855
−HK$425/mo
▼ 0.25% · 3.875%
HK$8,066
−HK$214/mo
Today · 4.125%
HK$8,280
baseline
▲ 0.50% · 4.625%
HK$8,716
+HK$436/mo
Deposit HK$664K · loan HK$1.55M · min. income ≈ HK$16,560/mo (50% DSR)
Upfront cash ≈ HK$664K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$7,565
−HK$475/mo
▼ 0.25% · 3.875%
HK$7,801
−HK$239/mo
Today · 4.125%
HK$8,040
baseline
▲ 0.50% · 4.625%
HK$8,529
+HK$489/mo
Deposit HK$553K · loan HK$1.66M · min. income ≈ HK$16,080/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,416
−HK$455/mo
▼ 0.25% · 3.875%
HK$8,642
−HK$229/mo
Today · 4.125%
HK$8,871
baseline
▲ 0.50% · 4.625%
HK$9,339
+HK$468/mo
Deposit HK$553K · loan HK$1.66M · min. income ≈ HK$17,742/mo (50% DSR)
Upfront cash ≈ HK$553K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,070
−HK$506/mo
▼ 0.25% · 3.875%
HK$8,321
−HK$255/mo
Today · 4.125%
HK$8,576
baseline
▲ 0.50% · 4.625%
HK$9,097
+HK$521/mo
Deposit HK$442K · loan HK$1.77M · min. income ≈ HK$17,152/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,977
−HK$485/mo
▼ 0.25% · 3.875%
HK$9,218
−HK$244/mo
Today · 4.125%
HK$9,462
baseline
▲ 0.50% · 4.625%
HK$9,961
+HK$499/mo
Deposit HK$442K · loan HK$1.77M · min. income ≈ HK$18,924/mo (50% DSR)
Upfront cash ≈ HK$442K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$8,574
−HK$538/mo
▼ 0.25% · 3.875%
HK$8,841
−HK$271/mo
Today · 4.125%
HK$9,112
baseline
▲ 0.50% · 4.625%
HK$9,666
+HK$554/mo
Deposit HK$332K · loan HK$1.88M · min. income ≈ HK$18,224/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,538
−HK$516/mo
▼ 0.25% · 3.875%
HK$9,794
−HK$260/mo
Today · 4.125%
HK$10,054
baseline
▲ 0.50% · 4.625%
HK$10,584
+HK$530/mo
Deposit HK$332K · loan HK$1.88M · min. income ≈ HK$20,108/mo (50% DSR)
Upfront cash ≈ HK$332K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$9,078
−HK$570/mo
▼ 0.25% · 3.875%
HK$9,361
−HK$287/mo
Today · 4.125%
HK$9,648
baseline
▲ 0.50% · 4.625%
HK$10,235
+HK$587/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$19,296/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$10,100
−HK$545/mo
▼ 0.25% · 3.875%
HK$10,370
−HK$275/mo
Today · 4.125%
HK$10,645
baseline
▲ 0.50% · 4.625%
HK$11,206
+HK$561/mo
Deposit HK$221K · loan HK$1.99M · min. income ≈ HK$21,290/mo (50% DSR)
Upfront cash ≈ HK$221K (deposit + AVD stamp duty HK$100 · Scale 2, in force from 26 Feb 2026)
Up to 90% LTV is available for self-use properties at HK$10M or below under the Mortgage Insurance Programme (first-time buyers).